Eurobank Ergasias - Der Diskussionstread

Jetzt gerade eine Limitorder zu 36 Cent hineingestellt, mal sehen  

Hat irgendwer von euch ein zugängliches Orderbuch von der EB, thx

Übrigens, order auf 35 Cent geändert  

08.07.14  19:38:43 Uhr
0,362 EUR
-7,89%  [-0,031]
http://www.comdirect.de/inf/aktien/detail/...tml?ID_NOTATION=82570060

 

Muss Spaetschicht da Recht geben.Quintus stell dich nicht so an und leg noch mal einen obendrauf. =)
Sieht nicht gut aus an den Märkten heute aber vielleicht ändert sich das zumindestens bei der Eurobank Morgen wieder.Wenn man sich den CCI anschaut könnte es morgen eine ordentliche Gegenbewegung geben.Auch der MACD sollte jetzt mal wieder drehen.Vieleicht bekommt Spaeti doch noch seine W Formation zu sehen ich hätte nix dagegen.
Ein schönen Fußball Abend heute euch allen.
 

Ja,ja,ja,.....alle auf den quintus losgehen......
thx  

Rumäniens Wirtschaft dürfte im 2. Quartal solide gewachsen sein. Nach einem Eurobank-Bericht steigt neben den Exporten nun auch die Binnennachfrage. Das käme auch der Eurobank selbst zugute, die unter anderem Hauptanteilseigner bei der rumänischen Bancpost ist.
Was war das gestern für ein Knaller Spiel!
Cameron  

http://www.youtube.com/watch?v=iX99jjVst40  

Ein neuer Versuch, zu 0,36 Order platziert, Umsatz zieht an  

Zu 36 Cent bedient in Frankfurt  

Was momentan mit der AIB passiert, hat die EB schon hinter sich,  

soll platziert werden

Greece prepares for a 3-year benchmark bond issue

http://www.macropolis.gr/?i=portal.en.economy.1365  

Greece raises 1.5 bln euros from bond issue, ministry says

http://www.ekathimerini.com/4dcgi/...icles_wsite2_1_10/07/2014_541266

Greece raised 1.5 billion euros from the issue of a three-year bond on Thursday with a yield of 3.5 percent, the finance ministry said in a statement.

Athens said it received orders worth 3 billion euros. It had been expected to raise between 2.5 billion to 3 billion euros but faced lackluster demand following concerns about the health of a parent company of Portugal's largest bank.

"The government expresses its satisfaction that once again international investors showed their confidence in the Greek economy," the finance ministry said in a statement. "This way, the effort to create a full yield curve continues." [Reuters  

Government expects to draw up to 3 billion euros from the market at an interest rate of 3.2 to 3.5 percent

http://www.ekathimerini.com/4dcgi/...icles_wsite2_1_09/07/2014_541253

By Sotiris Nikas

Three months after Greece’s successful return to the international market, the Finance Ministry is testing investors’ intentions for a second time with the issue of three-year bonds.

The ministry announced on Wednesday that international banks have been mandated to manage the euro-denominated issue, while “the transaction will be launched and a price set in the near future, depending on market conditions.”

The government stating its decision in spite of the unrest observed in the markets on Wednesday due to a Portuguese bank missing a short-term debt repayment deadline, illustrating that Greece is no longer as sensitive as it was to such external events.

Sources say that the book will open on Thursday morning and close late in the evening or on Friday morning at the latest. The aim of the Public Debt Management Agency (PDMA) is to draw between 2 and 2.5 billion euros, but bids permitting, this could climb to 3 billion euros.

There were strong indications on Wednesday that investors would cover the amount sought. Given the current market conditions, the interest rate of the new bonds will likely range between 3.2 and 3.5 percent.

The ministry is keeping a low profile regarding the new issue, with officials stressing this is a very different case to that of the five-year bonds issued in April. The investing public that is interested in three-year paper is not the same as that for five-year bonds, so offers this time are not expected to reach up to 20 billion euros.

That would by no means deem the issue a failure. After all there are two main reasons for Greece’s new turn to the markets: to stay in touch with investors following the success of April’s issue and to further normalize the Greek yield curve, as there is no three-year bond in the local market. The next step will be for Greece to issue a seven-year bond, which is also missing.

There is also the practical reason of safeguarding the state’s liquidity in view of its August obligations, which add up to 6.7 billion euros.  

Pleitegerüchte in Portugal
Sorgen um Espirito Santo International belasten Börse

http://www.focus.de/finanzen/news/...-belasten-boerse_id_3978609.html

Sorgen um einen Anteilseigner der portugiesischen Banco Espirito Santo haben zur Wochenmitte die Stimmung am Finanzmarkt des Landes spürbar belastet. Einige Kunden seien Medienberichten zufolge aufgefordert worden, die kurzfristigen Papiere in Aktien und langfristige Schuldtitel zu tauschen.
Während der Aktienmarkt seine Verluste der vergangenen Tage noch ausweitete, erhöhten sich die Renditen für portugiesische Staatsanleihen. Der Börsenindex PSI 20 gab am Vormittag um mehr als zwei Prozent nach. Seit Wochenbeginn hat er gut sieben Prozent nachgegeben. Zeitgleich gerieten portugiesische Staatsanleihen unter Druck, im Gegenzug stieg die Rendite zehnjähriger Papiere um bis zu 25 Basispunkte auf 3,89 Prozent. Das war der höchste Stand seit Mitte Mai.
Kunden offenbar aufgefordert, kurzfristige Papiere in Aktien und langfristige Schuldtitel zu tauschen
Als Grund für die schlechte Stimmung nannten Händler Nachrichten aus dem Bankensektor. Bereits am Dienstag hatten Meldungen die Runde gemacht, dass es bei der Holding „Espirito Santo International“, die Minderheitsanteile an der Banco Espirito Santo hält, zu Zahlungsverzögerungen bei einem kurzfristigen Schuldtitel gekommen sei. Am Mittwoch berichteten portugiesische Medien, einige Kunden seien aufgefordert worden, die kurzfristigen Papiere in Aktien und langfristige Schuldtitel zu tauschen.  

Griechenland holt sich frisches Geld - aber weniger als erwartet
Donnerstag, 10. Juli 2014, 14:02 Uhr

Athen (Reuters) - Griechenland hat sich zum zweiten Mal binnen kurzer Zeit frisches Geld von Investoren geholt - allerdings weniger als gedacht.

Der Verkauf einer dreijährigen Staatsanleihe spülte 1,5 Milliarden Euro in die Staatskasse, teilte das Finanzministerium am Donnerstag in Athen mit. Die Geldgeber bekommen dafür eine Rendite von 3,5 Prozent. Ursprünglich wollte der Staat mit dem Bond zwischen 2,5 und 3,0 Milliarden Euro erlösen, doch drückte die Sorge um den größten Anteilseigner der portugiesischen Banco Espirito Santo(BES.LS: Kurs) die Nachfrage nach Papieren aus südeuropäischen Krisenländern.

"Das ist kein guter Tag für Griechenland, um an den Markt zu gehen", sagte Guido Barthels vom Ethenea-Fondsgesellschaft, die auf einen Kauf der Anleihen verzichtete. "Angesichts der Vorgänge in Portugal ist es wenig sinnvoll, das jetzt anzufassen." Das Finanzministerium gab sich dennoch zufrieden. "Die Regierung drückt ihre Zufriedenheit darüber aus, dass internationale Investoren erneut ihr Vertrauen in die griechische Wirtschaft gezeigt haben", hieß es in einer Erklärung.

Im April hatte Griechenland erstmals seit der Schuldenkrise den Kap
italmarkt mit einer fünfjährigen Anleihe angezapft, die drei Milliarden Euro brachte und Anleger mit einer Rendite von 4,75 Prozent lockte. Das Land musste 2010 und 2012 mit Milliardenhilfen von seinen Euro-Partnern und dem Internationalem Währungsfonds (IWF) vor dem finanziellen Kollaps gerettet worden. Erst am Montag hatten die Finanzminister der Euro-Zone den Weg für die Überweisung einer weiteren Milliarde Euro freigemacht

Wenn gestern und eigentlich die ganze Woche nicht mal ein Desaster war dann weiß ich auch nicht.Die Gerüchte um Portugal von gestern haben nochmal ganz schön eingeschlagen.Zum Glück hat sich die Lage schon wieder beruhigt.Der Chart zeigt langsam wieder nach oben.Aber gerade der Dax neigt noch zur Schwäche.Hoffe wirklich das er sich doch noch fängt und wieder in Richtung Norden läuft.Schaut es euch einfach selber an.
Ich hoffe auf eine schöne grüne nächste Woche und einen Sieg der deutschen Elf.
Allen ein schönes Wochenende.
Cameron
 

 

soll ein Wendepunkt am Griechischen Hypothekenmarkt werden . Die Griechischen Banken werden aufgefordert die Baufinanzierung zu verdoppeln...


Greek Banks See Quadrupling of Housing Loans by 2015

http://www.ekathimerini.com/4dcgi/...icles_wsite2_1_11/07/2014_541292

By Sharon Smyth, Nikos Chrysoloras and Christos Ziotis

Greek banker Theodoros Kalantonis, who has survived the worst of times the past six years, said he can finally see the resurrection of home lending.

Next year “will be a turning point for the Greek mortgage market,” Kalantonis, executive general manager of retail products and non-performing loans at Alpha Bank A.E., said in an interview from his Athens office. “People will realize prices won’t fall any further, latent demand will continue to increase and banks will be more active in promoting new loans.”

Greece’s four largest banks, encouraged as the economy claws itself out of recession, plan to double mortgage lending this year and may do it again in 2015, according to Kalantonis. Home loan originations in Greece plunged from 15 billion euros at the peak in 2007 to less than 250 million euros ($340 million) last year, he said. Alpha Bank, the country’s fourth largest, and its competitors are counting on the growth rate of non-performing loans to stabilize once a law preventing banks from foreclosing on property is dismantled.

In 2010, after Greece became the first country in the euro region to receive an international bailout, the government froze foreclosures on homes with outstanding mortgage debt of 200,000 euros or less. The measure prevented thousands of Greeks from becoming homeless during a six-year recession, which has fueled a 27 percent unemployment rate as of April.

The law also allowed homeowners who could afford to repay their mortgages to stop payments with impunity. It pushed up the proportion of non-performing mortgages and other loans to 33.5 percent in the first quarter from 31.9 percent at the end of 2013, according to Yannis Stournaras, governor of the Bank of Greece. That compares with 3 percent in 2010, according to Kalantonis.

Dismantled Law

The government, under pressure to strengthen banks after receiving a total of 240 billion euros in aid, is forcing homeowners, who can pay their mortgage but don’t, to do so.

A series of amendments to the original 2010 ban has watered it down. As of January 2014, only borrowers who ask their banks to restructure their loans are exempt from foreclosure, according to Theodoros Skouzos, managing partner at Athens-based law firm Tax Law Iason Skouzos & Partners.

The amended law only protects first homes valued up to 200,000 euros if the borrower’s net annual family income is less than 35,000 euros a year. They also have to pay at least 10 percent of their net monthly income towards their mortgage.

“We see more foreclosures coming because it’s practically zero now,” Kalantonis said. “But we’ll only go after people in cases where we have strong evidence that they can pay, but have chosen not to.”

‘Moral Hazard’

From January 2015, banks will use a new industry-wide index to calculate what is left over from a borrower’s annual salary once cost of living is deducted. The rest of their salary should go toward mortgage repayments, and if those in default refuse to pay what they can, banks will look at foreclosure, Kalantonis said.

The purpose of the policy is to persuade customers to restructure their loans and to go after those who can make payments to avoid “moral hazard,” he said.

“We are seeing a lot of strategic defaulters, those who could pay but didn’t, now coming forward to speak to banks to restructure mortgages,” Kalantonis said. “This has clearly helped to slow down the rate of increase of non-performing loans and makes banks more confident and willing to start lending again.”

The Greek mortgage market posted annual growth of 82 percent in the early 2000s. First-time homebuyers took advantage of easier financing and interest-rate reductions as the country joined the single European currency.

Lending Grows

The volume of outstanding mortgages in Greece peaked in September 2010 at 81.5 billion euros before dropping to 70.8 billion euros in April 2014, according to central bank data.

Housing prices in Athens increased more than 170 percent from 1997 through the end of 2008, according to the data. As the recession took hold, apartment prices in Greece plunged by 33.4 percent between 2008 and the fourth quarter of 2013, according to the data.

Skouzos, the law partner, said the government’s attempt to restructure mortgages won’t help borrowers.

“Borrowers are not really protected by restructuring because banks are just offering to extend the loans,” Skouzos said. “And the homeowner ends up paying more over a longer time because payments must first go towards interest and then capital.”

Price Corrections

Skouzos said that although it will be “painful,” banks should foreclose and auction properties, using whatever money they get for them to cancel the outstanding mortgage debt. “This would result in severe price corrections but would finally pave the way to the rebirth of a dead market,” he said.

There were 47,561 home sales in Greece last year, according to central bank data. That’s down from 215,148 at the peak in 2005.

Prime Minister Antonis Samaras’s government is seeking to emerge from an economic contraction after triggering the euro- area financial crisis and undergoing the biggest-ever writedown of privately held debt.

The government has slashed a budget deficit that was more than five times the European Union’s limit of 3 percent of gross domestic product in 2009. Greece also returned to bond markets in April after a four-year exile and predicts economic growth in 2014 for the first time since 2007.

Spain’s Experience

“All this will be happening in a steadily improving macro- economic environment,” Kalantonis said. “Borrowers’ attitudes will change when they see there is light at the end of the tunnel and they will be more willing to renegotiate.”

Greece’s four biggest banks aim to boost home lending to a total of 500 million euros to 600 million euros this year, he said.

“We have natural deleveraging of the old portfolios,” Kalantonis said. “Target number one is to replenish the stock of mortgages.”

In Spain, banks foreclosed on about 330,000 properties after the nation’s real estate market crashed in 2007, according to PAH, a group that supports people who have lost their homes to lenders. That contributed to Spain’s 1.7 million units of unsold homes and sent prices, which have fallen more than 45 percent since the peak, on a downward spiral which has not yet stopped.

“We will increase foreclosures but in a gradual and careful way so as not to create a problem for the market,” Kalantonis said.

Kalantonis said his bank will negotiate with distressed borrowers to restructure their loans or offer to let them stay in their properties and pay whatever they can while the lender seeks a buyer for their homes.

“We studied the Spanish experience very carefully and we don’t want to repeat the mistakes they made,” he said.

[Bloomberg]  

Interessant ist das der letzte Artikel ein Interview mit dem neuen Head of Retail Banking der Eurobank ist

Eurobank Ergasias S.A. announces that Mr. Theodoros Kalantonis undertakes the position of head of Retail Banking as from July 16, 2014. Mr. Kalantonis will also be a member of the Bank's Executive Board and Management Committee.

http://www.helex.gr/web/guest/rss-feeds/-/...esrss/content/id/2111252  

http://video.cnbc.com/gallery/?video=3000291301



 

In dem Fall CNBC habe ichs sehr gut verstanden, da hat Rick Sentelli schon für gesorgt

DBRS raises Greek credit rating to B

Canada’s Dominion Bond Rating Service (DBRS) announced on Friday it had upgraded Greece’s credit rating from CCC to B and the country’s outlook from negative to stable, reflecting the assessment that the risks of a Greek exit from the eurozone and a new round of debt restructuring have declined.

The progress Greece has shown in meeting the targets of the adjustment program shows that its international creditors will likely continue to lend their support, argued DBRS.

The Toronto-based firm, one of only four credit rating agencies used by the European Central Bank to determine collateral requirements for borrowing, added that the reduction of Greek banks’ dependence on ECB liquidity, the improvement in the banking system’s “capital cushions” and the stabilization of deposits point to an improvement in credit conditions.

http://www.ekathimerini.com/4dcgi/...icles_wsite2_1_11/07/2014_541326  

Werde versuchen auch nächste Woche weiter hier aufzustocken
Spätschicht@ ich habe gesehen das du "fremd" gehst, du wirst hier gebraucht, also...  

... bleib ich hier, sowieso. Habe hier ja grad erst angefangen ihr werdet mich also so schnell nicht los.

Habe auch insgesamt 4 Threads wobei ich in dreien "aktiv" bin , sprich auch investiert . . Mein Depot ist halt ein bisschen breiter gestreut


Wo sich Chancen bieten sollte man sie ergreifen.


VLG Spaet

so und jetzt Deutschland  

Solange du nicht in die AIB investierst, ist es ok  

bei ich glaube bei 99,2 % Staatbesitz, da stehen allerhand KE`s an um die wieder grün zu bekommen.