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Expert Group, Inc. Expansion and Corporate Update
MIAMI, FL, Jun 03, 2008 (MARKET WIRE via COMTEX) -- Expert Group Inc. (PINKSHEETS: EXPT) http://www.ExpertFinancing.net begins June 2008 operations with the completion of FHA Financial Audits. The Financials where reviewed and audited by the accounting firm of Dave V John CPA. Expert has been working diligently to obtain a PS status on Pink Sheets. We have been working closely with the Law Firm of John Frohling and all Disclosure Statements and Financial Reports have been filed on Pinksheets.com as well as the Attorney Letter required by Pinksheets.com
We originated 4.9 million in Loans for the month of May 2008, and have expanded our Loan Officer base to 39 Mortgage Brokers and Loan Officers.
Our Expansion Plan is once we reach 50 loan officers in our North Miami Beach Office we will be Opening our 2nd Location 3 miles away in the Bal Harbor, FL. We project to Reach 100 Loan Originators by Year End 2008.
In other company updates, we will be adding Title Insurance and Escrow by the 4th Quarter of 2008 through Expert Group Title Services Inc.
We continue to market our Credit Restoration products through Expert Credit Fix U.S.A, Inc. The company was formed to assist our clients in obtaining a better credit rating in order to acquire a loan at low rates and is now available nationally to everyone who needs assistance in repairing their credit score.
Please visit our website at http://www.expertfinancing.net or http://www.expertcreditfixusa.com.
ABOUT EXPERT GROUP, INC.
Expert Group Inc. is a diversified financial service company, which markets a variety of financial products and services through Expert Financing & Investments, Expert Group Title Services and Expert Credit Fix U.S.A. Expert is licensed by the department of Financial Regulations and a member of FAMB, and since inception Expert has originated over 60 million in real estate loans.
ABOUT EXPERT FINANCING
Expert financing offers up-to-date loan programs tailored to fit all borrowers' needs. The company specializes in Fannie Mae, Freddie Mac, FHA, conventional and non-conventional loans, jumbo loans, no income verification loans, commercial loans, small business debenture loans, foreign national loans, construction loans for residential and commercial purposes from re-habilitation projects to new construction; the company also offers loans for purchases, refinances, home equity line of credit and line of credit for commercial property. At Expert Financing an Expert Loan Officer can help you in finding the best Loan for your needs. Our group of professional loan experts speak your language, including Spanish, Russian, Portuguese, French, Italian, Hebrew and Creole.
ABOUT EXPERT CREDIT FIX U.S.A.
Expert Credit Fix U.S.A is ahead of the game, assisting borrowers with less then perfect credit to fulfill their dream of home ownership. The company offers different levels of credit restoration service to best fit each borrower needs. The service packages are tailored to service borrower with minor credit issues like excess inquiries to more challenging credit issues like bankruptcies or even foreclosures. Expert Credit Fix U.S.A. will help borrowers to restore their credit to a level where lenders will grant them credit and at a low interest rate.
Certain statements in this release and the attached corporate profile that are not historical facts are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements may be identified by the use of words such as "anticipate," "believe," "expect," "future," "may," "will," "would," "should," "plan," "projected," "intend," and similar expressions. Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual results, performance or achievements of the Company to be materially different from those expressed or implied by such forward-looking statements. The Company's future operating results are dependent upon many factors, including but not limited to the Company's ability to: (i) obtain sufficient capital or a strategic business arrangement to fund its expansion plans; (ii) build the management and human resources and infrastructure necessary to support the growth of its business; (iii) competitive factors and developments beyond the Company's control; and (iv) other risk factors.
CONTACT INFO
Robert Rico
Robert@expertfinacing.net
305-949-LOAN
SOURCE: Expert Group
May 21, 2008 - 9:00 AM EDT
Expert Group Inc. Welcomes Mr. John Frohling as General CounselExpert Group Inc. (PINKSHEETS: EXPT) is proud to announce that the company has retain veteran security attorney John B. Frohling as general counsel.
Robert Rico C.E.O states, "We are delighted to have John on Board as Corporate Council, Mr. Frohling's first duties are to bring us to Current Info Status on Pink sheets. He has completed our Disclosure Statement and will serve as our compliance Officer overseeing all Corporate governance activities of Expert Group."
Biography for Mr. John B Frohling
Mr. Frohling graduated from Yale University in 1955 and is admitted in New Jersey.
He served with the United States Army as an Artillery First Lieutenant, and was a trial and defense counsel with the army.
He graduated from Georgetown University Law School, where he was an Editor of the Georgetown Law Journal, officer of the legal Aid Society, and graduated with distinction with the highest scholastic ranking in his class.
He was also a research fellow on the revision of the Mcquillin Treatise on Municipal Corporation.
Mr. Frohling was legal secretary for an Appellate Judge of the Superior Court of New Jersey, and was associated with Clapp & Eisenberg and Toner, Crowley, Wolper and Vanderbilt, of Newark, New Jersey.
He also served with the General Counsel's office of the U.S Securities and Exchange Commission, Washington, D.C. and was associated Chief Trial Counsel for the Washington Regional Office of the SEC. Mr. Frohling was formerly a partner of Frohling & Gaulkin and McElroy, Connell, Foley and Geiser, Newark, New Jersey.
He has been a Trustee of the Federal Bar Association of New York, New Jersey, and Connecticut, serving as Chairman of its Securities Committee, has served as an Adjunct Professor at Seton Hall Law School in the field of securities and corporate finance, and was a member of the New Jersey Statues Title 40 Revision Commission (Municipal Corporation).
Mr. Frohling was the first attorney in the State of New Jersey to specialize in the securities field and is presently engaged in specializing in securities and corporate financing, and has served as Special Counsel to the U.S House of Representative on Capital Needs of Resource Recovery Projects.
He has been Counsel to the New Jersey Council on Urban Economic Development, and serves as guest lecturer on various equity and debt market questions and the Downtown Newark Business District Associated and is a former Chairman of the Essex County Economic Development Corporation.
Mr. Frohling represents both issuers and underwriters, and has been a guest lecturer to various Investment Banking groups.
He is a member of the Essex County, New Jersey State and American Bar Associations, a former vice president and Director of the National Council of Alcohol and Drug Dependency, North Jersey Chapter, the past President and Director a Downtown Jersey City Cultural Center.
Lecturer on the Economics of Historic Preservation and has served as a member of various Historic Preservation organizations including counsel to Historic Paulus Hook Association of Jersey City a leader and State Award winning Historic Preservation Organization.
And a member of the various works committees of his local Church, and former director of a Charter School in Jersey City.
Please visit our website at http://www.expertfinancing.net and/or http://www.expertcreditfixusa.com
May 22, 2008 - 8:45 AM EDT
Expert Group, Inc. Welcomes Mr. Daniel U. Brito as a Senior Loan Officer
Expert Group, Inc. (PINKSHEETS: EXPT) is proud to announce that the company has hired a new Broker/Senior Loan Officer, Mr. Daniel U. Brito.
Mr. Brito is licensed with the National Association of Realtors, the Florida Association of Realtors and the Realtor Association of Miami-Dade, he is also a member of the Mortgage Brokers Association. Part of his work history includes extensive work with Prudential Florida WCI Realty.
Daniel is Fluent in English and Spanish, he is of Cuban-American heritage and has closed millions of dollars in originations during his career history.
As part of Expert Group, Inc.'s expansion strategy, we are now engaging in interviews with broker's who can serve key nationality demographics in the Florida markets.
By coincidence, Mr. Brito has extensive experience in the mortgage industry within the Hispanic community in Florida. As such, when the opportunity arose to meet with him, we discovered a number of mutual synergies we felt were beneficial to our expansion strategy.
Robert Rico C.E.O. states, "We are delighted to have Mr. Daniel U. Brito joining the Expert Family.
Mr. Brito is an experienced Real Estate professional and is a valuable addition to our team, as we brand Expert Financing to be your 'go to' firm, for all your Residential and Commercial Loan needs."
Please visit our website at http://www.expertfinancing.net and/or http://www.expertcreditfixusa.com
ABOUT EXPERT GROUP, INC.
Marketing a variety of financial products & services through:
Expert Financing & Investments, Expert Group Title Services and Expert Credit Fix U.S.A.
We are licensed by the Department of Financial Regulations & a member of the FAMB.
Since inception, we have originated over 100 million in real estate loans.
ABOUT EXPERT FINANCING
Expert financing offers up to date loan programs tailored to fit all borrowers' needs.
Our professional loan officers can help you find the best loan for your needs.
We are a multi-national employer; we have representatives fluent in:
Spanish, Russian, Portuguese, French, Italian, Hebrew and Creole.
The company specializes in the following types of financing and loans:
FHA, SBA, Fannie Mae, Freddie Mac, Jumbo Mortgages, Home Equity Credit Lines.
Refinancing Loans, Foreign National Loans, No Income Verification Loans.
Conventional and Non-Conventional Loans, Purchase or Leasing.
Small Business Debentures, Commercial Property Credit Lines, Commercial Loans.
Construction Loans, Residential/Commercial, Re-habilitation & New Construction Projects.
May 29, 2008 - 8:45 AM EDT
O.T.C EXPT Expert Group, Inc. -- Letter to Shareholders
Expert Group, Inc. (PINKSHEETS: EXPT), specializing in refinance loans, home mortgage loans, and new home purchases as well as foreign national loans, and now offering a range of credit repair services through its sister company, Expert Credit Fix USA, issued a Letter to its shareholders today. The Company has been extremely active in reaching out to its shareholders in order to be proactive in addressing their concerns, and over the course of these efforts has sought to discover the most frequently asked questions. Expert Group has issued this Letter to Shareholders in order to address these questions and to review the success of the Company's expansion efforts through the first quarter of 2008. The text of the letter is as follows:
From: Robert Rico, CEO, Expert Group, Inc.
To Whom It May Concern:
At least partly in response to a number of questions posed by shareholders in recent weeks, I want to take this opportunity to state The Company will be decreasing its outstanding shares by 500 million shares, Authorized Shares 1,500,000,000 as of June 2008 and Issued 750.000.000 Float 300,000,000.
Our 2008 Strategic Growth Plan
Expert first plan of action is to increase its Loan Officer base in our current address to 50 brokers. Once that has been reached, the company will open its second location 3 miles away in the Bal Harbor Area, in Miami Beach at Kane Concourse. This area allocates many top realty offices, including Coldwell Banker, Remax, Century 21 and other fortune 500 real estate companies. The Bal Harbor Office will project to have also 50 brokers bringing the total numbers of brokers to 100 by year End.
We project once operating at full capacity each office should generated 1 million dollars in Gross Income per Location.
As part of the 2008 Growth Plan we plan to launch Expert Group Title Services. Expert's title services will facilitate and assist with all closing requirements of Expert Financing and Investments and projects to have 250k in revenues for the first year of operation.
I am also very happy to be able to report that we have been extremely successful in our expansion efforts on various fronts through the first quarter of 2008. So far, our list of accomplishments has exceeded even our most optimistic projections, and we have reached a number of milestones, including:
-- Expert became a public company and entered the capital markets.
-- Expert Group solidified its foundation of expertise by adding key
members to its management team.
-- We have substantially augmented our capacities by increasing the
number of brokers and loan officers by 85%.
-- Expert Group launched Expert Credit Fix U.S.A, designed to offer
innovative credit repair services.
-- We recently signed with the nation's 3rd largest live lead provider.
-- Expert Group entered into a venture to market Prudential/Countrywide
foreclosures in the South Florida Market.
In short, we are ecstatic about our successes to date, and we are extremely optimistic about our prospects going forward. We are making every effort to build upon the momentum of this first quarter and continue to aggressively implement our growth strategy through the rest of 2008 and beyond, we want to thank our loyal shareholders for their support as we enter this next phase of our business.
Robert Rico, CEO
May 30, 2008 - 9:00 AM ED rel="nofollow">
Expert Group Inc. (PINKSHEETS: EXPT) is proud to welcome Howard Lane to the Expert Family.
We are proud to announce the hiring of our newest member Howard Lane to the Expert Team. Howard Lane is an "All American Seasoned Mortgage Professional," with strong qualifications, such as FAMB member, State of Florida Licensed Mortgage Broker, Short Sale Specialist, and experience in FHA, VA, Fannie Mae, Freddie Mac, Alt A, Sub Prime and Hard Equity programs. Mr. Lane has 22 years of experience and has worked for variety of large mortgage companies such a Countrywide Bank, American Investors Mortgage and First Northern Mortgage and his network included major real estate offices including Keller Williams Realty in Pembroke Pines, Century 21, and Gold Coast Realty in Boca Raton and Keyes Realty in Aventura. Office Manager, Alex Bartolomeo, agrees that working with Seasoned Mortgage Professionals will represent a strong foundation to the Expert Family!
Shirley Rico states, "I am pleased to have Mr. Lane on board, he has great credentials and a lot of experience in the mortgage industry, originating millions of dollars in loans through out his career; our expansion plan is going as planned."
Please visit our website at http://www.expertfinancing.net.
http://www.expertcreditfixusa.com
ABOUT EXPERT GROUP, INC.
Expert Group Inc. is a diversified financial service company, which markets a variety of financial products and services through Expert Financing & Investments, Expert Group Title Services and Expert Credit Fix U.S.A. Expert is licensed by the department of Financial Regulations and a member of FAMB, and since inception Expert has originated over 60 million in real estate loans.
ABOUT EXPERT FINANCING
Expert financing offers up to date loan programs tailored to fit all borrowers' needs. The company specializes in Fannie Mae, Freddie Mac, FHA, conventional and non-conventional loans, jumbo loans, no income verification loans, commercial loans, small business debenture loans, foreign national loans, construction loans for residential and commercial purposes from re-habilitation projects to new construction; the company also offers loans for purchases, refinances, home equity line of credit and line of credit for commercial property. At Expert Financing an Expert Loan Officer can help you in finding the best Loan for your needs. Our group of professional loan experts speaks your language, including, Spanish, Russian, Portuguese, French, Italian, Hebrew and Creole.
ABOUT EXPERT CREDIT FIX U.S.A.
Expert Credit Fix U.S.A is ahead of the game, assisting borrowers with less then perfect credit to fulfill their dream of home ownership. The company offers different levels of credit restoration service to best fit each borrower needs. The service packages are tailored to service borrower with minor credit issues like excess inquiries to more challenging credit issues like bankruptcies or even foreclosures. Expert Credit Fix U.S.A. will help borrowers to restore their credit to a level where lenders will grant them credit and at a low interest rate.
Certain statements in this release and the attached corporate profile that are not historical facts are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements may be identified by the use of words such as "anticipate," "believe," "expect," "future," "may," "will," "would," "should," "plan,""projected," "intend," and similar expressions. Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual results, performance or achievements of the Company to be materially different from those expressed or implied by such forward-looking statements. The Company's future operating results are dependent upon many factors, including but not limited to the Company's ability to: (I) obtain sufficient capital or a strategic business arrangement to fund its expansion plans; (ii) build the management and human resources and infrastructure necessary to support the growth of its business; (iii) competitive factors and developments beyond the Company's control; and (iv) other risk factors.
CONTACT INFO:
Robert Rico
Robert@expertfinacing.net
305-949-LOAN
June 3, 2008 - 9:00 AM EDT
Expert Group, Inc. Expansion and Corporate Update
Expert Group Inc. (PINKSHEETS: EXPT) http://www.ExpertFinancing.net begins June 2008 operations with the completion of FHA Financial Audits. The Financials where reviewed and audited by the accounting firm of Dave V John CPA. Expert has been working diligently to obtain a PS status on Pink Sheets. We have been working closely with the Law Firm of John Frohling and all Disclosure Statements and Financial Reports have been filed on Pinksheets.com as well as the Attorney Letter required by Pinksheets.com
We originated 4.9 million in Loans for the month of May 2008, and have expanded our Loan Officer base to 39 Mortgage Brokers and Loan Officers.
Our Expansion Plan is once we reach 50 loan officers in our North Miami Beach Office we will be Opening our 2nd Location 3 miles away in the Bal Harbor, FL. We project to Reach 100 Loan Originators by Year End 2008.
In other company updates, we will be adding Title Insurance and Escrow by the 4th Quarter of 2008 through Expert Group Title Services Inc.
We continue to market our Credit Restoration products through Expert Credit Fix U.S.A, Inc. The company was formed to assist our clients in obtaining a better credit rating in order to acquire a loan at low rates and is now available nationally to everyone who needs assistance in repairing their credit score.
Please visit our website at http://www.expertfinancing.net or http://www.expertcreditfixusa.com.
ABOUT EXPERT GROUP, INC.
Expert Group Inc. is a diversified financial service company, which markets a variety of financial products and services through Expert Financing & Investments, Expert Group Title Services and Expert Credit Fix U.S.A. Expert is licensed by the department of Financial Regulations and a member of FAMB, and since inception Expert has originated over 60 million in real estate loans.
ABOUT EXPERT FINANCING
Expert financing offers up-to-date loan programs tailored to fit all borrowers' needs. The company specializes in Fannie Mae, Freddie Mac, FHA, conventional and non-conventional loans, jumbo loans, no income verification loans, commercial loans, small business debenture loans, foreign national loans, construction loans for residential and commercial purposes from re-habilitation projects to new construction; the company also offers loans for purchases, refinances, home equity line of credit and line of credit for commercial property. At Expert Financing an Expert Loan Officer can help you in finding the best Loan for your needs. Our group of professional loan experts speak your language, including Spanish, Russian, Portuguese, French, Italian, Hebrew and Creole.
ABOUT EXPERT CREDIT FIX U.S.A.
Expert Credit Fix U.S.A is ahead of the game, assisting borrowers with less then perfect credit to fulfill their dream of home ownership. The company offers different levels of credit restoration service to best fit each borrower needs. The service packages are tailored to service borrower with minor credit issues like excess inquiries to more challenging credit issues like bankruptcies or even foreclosures. Expert Credit Fix U.S.A. will help borrowers to restore their credit to a level where lenders will grant them credit and at a low interest rate.
Certain statements in this release and the attached corporate profile that are not historical facts are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements may be identified by the use of words such as "anticipate," "believe," "expect," "future," "may," "will," "would," "should," "plan,""projected," "intend," and similar expressions. Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual results, performance or achievements of the Company to be materially different from those expressed or implied by such forward-looking statements. The Company's future operating results are dependent upon many factors, including but not limited to the Company's ability to: (i) obtain sufficient capital or a strategic business arrangement to fund its expansion plans; (ii) build the management and human resources and infrastructure necessary to support the growth of its business; (iii) competitive factors and developments beyond the Company's control; and (iv) other risk factors.
CONTACT INFO
Robert Rico
Robert@expertfinacing.net
305-949-LOAN
Expert Group, Inc. (EXPT) Obtains Current Information Status With PinkSheets.com
Market Wire "US Press Releases "
MIAMI, FL -- (MARKET WIRE) -- 06/18/08 -- Expert Group, Inc. (PINKSHEETS: EXPT) announces today that the company has met the necessary disclosure criterion, receiving a "CURRENT INFORMATION" status with PINKSHEETS.COM.
The company filed necessary financials and other corporate information with PINKSHEETS, which provides transparent information about the Company and its business on-goings. The Company will continue to adhere to these transparency requirements to maintain itself as a "CURRENT INFORMATION" tier quoted entity; see: http://www.pinksheets.com/pink/otcguide/investors_market_tiers.jsp
Robert Rico, EXPT CEO, stated, "We have achieved our goal of reaching PS status; we will now follow this becoming a reporting issuer with SEC, and moving on to a different exchange. We believe this will help us become a nation lender. This 'CURRENT INFORMATION' Tier quoted status will help the company attract new investors, new vendors and others who can now, with ease, complete due diligence on EXPERT GROUP."
Please visit our website at http://www.expertfinancing.net
http://www.expertcreditfixusa.com
ABOUT EXPERT GROUP, INC.
Expert Group, Inc. is a diversified financial service company, which markets a variety of financial products and services through Expert Financing & Investments, Expert Group Title Services and Expert Credit Fix U.S.A. Expert is licensed by the department of Financial Regulations and a member of FAMB, and since inception Expert has originated over 100 million in real estate loans.
ABOUT EXPERT FINANCING
Expert financing offers up to date loan programs tailored to fit all borrowers' needs. The company specializes in Fannie Mae, Freddie Mac, FHA, conventional and non-conventional loans, jumbo loans, no income verification loans, commercial loans, small business debenture loans, foreign national loans, construction loans for residential and commercial purposes from re-habilitation projects to new construction; the company also offers loans for purchases, refinances, home equity line of credit and line of credit for commercial property. At Expert Financing an Expert Loan Officer can help you in finding the best Loan for your needs. Our group of professional loan experts speaks your language, including, Spanish, Russian, Portuguese, French, Italian, Hebrew and Creole.
ABOUT EXPERT CREDIT FIX U.S.A.
Expert Credit Fix U.S.A. is ahead of the game, assisting borrowers with less then perfect credit to fulfill their dream of home ownership. The company offers different levels of credit restoration service to best fit each borrower's needs. The service packages are tailored to service borrower with minor credit issues like excess inquiries to more challenging credit issues like bankruptcies or even foreclosures. Expert Credit Fix U.S.A. will help borrowers to restore their credit to a level where lenders will grant them credit and at a low interest rate.
Certain statements in this release and the attached corporate profile that are not historical facts are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements may be identified by the use of words such as "anticipate," "believe," "expect," "future," "may," "will," "would," "should," "plan," "projected," "intend," and similar expressions. Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual results, performance or achievements of the Company to be materially different from those expressed or implied by such forward-looking statements. The Company's future operating results are dependent upon many factors, including but not limited to the Company's ability to: (I) obtain sufficient capital or a strategic business arrangement to fund its expansion plans; (ii) build the management and human resources and infrastructure necessary to support the growth of its business; (iii) competitive factors and developments beyond the Company's control; and (iv) other risk factors.
CONTACT INFO
Robert Rico
Robert@expertfinacing.net
305-949-LOAN
IMO..No Selling....AS being reduced to 1.5B from 2B!!
Robert Rico, CEO
NEWS OUT!!!
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Liberty Alliance Marks Policy and Privacy Milestone for Identity-Enabled Enterprise and Web 2.0 Applications
Jun 23, 2008 11:00:00 (ET)
SAN DIEGO, June 23, 2008 /PRNewswire via COMTEX/ -- Liberty Alliance, the global identity community working to build a more trust-worthy internet for consumers, governments and businesses worldwide, today announced an industry milestone in driving trust and privacy into enterprise and identity-enabled applications based on the release of the Liberty Identity Assurance Framework (IAF) and the Liberty Identity Governance Framework (IGF). Today's news is the result of the collaborative development of standardized frameworks and technologies designed to meet cross-industry requirements for policy-based security and privacy systems, with a focus on streamlining the establishment and management of identity and trust across user-driven applications and networks.
The IAF has been developed within the Liberty Identity Assurance Expert Group and public special interest group under the leadership of Frank Villavicencio, director, Citigroup Global Transaction Services and Alex Popowycz, vice president, Fidelity Investments. The IAF defines a global standard framework and necessary support programs for validating trusted identity assurance service providers in a way that scales, empowers business processes and fosters the deployment of identity federation networks, by standardizing four identity assurance levels and the related certification process for credential service providers. The protocol independent IAF makes it easier and more cost effective for organizations to link identity federations together based on a uniform definition of the security and privacy risks associated with each level of identity assurance. More information about the IAF is available by viewing today's corresponding Liberty Alliance Releases Identity Assurance Framework press release.
The IGF has been developed within the global Liberty Alliance Technology Expert Group (TEG) and with open source implementation ongoing at OpenLiberty.org. IGF is the industry's first declarative policy framework for managing identity flows within organizations motivated by regulatory requirements such as the European Data Protection Initiative, Gramm-Leach-Bliley Act, PCI Security Standard and Sarbanes-Oxley. IGF helps enterprises reduce risk associated with managing identity data by creating a standard for defining enterprise-level policies and controls for consumer consent for sharing sensitive personal information, including personally identifiable information. Such policies ensure that identity-enabled enterprise applications can be deployed and managed securely across enterprise networks. More information about the IGF is available by viewing today's corresponding Liberty Alliance Announces First Release of Identity Governance Framework Components press release.
"With today's announcements, Liberty Alliance is delivering on its promise to provide developers, system integrators and organizations in every sector with standardized business and policy frameworks to help build and deploy more trusted identity-enabled enterprise and user-driven applications," said Roger Sullivan, president of the Liberty Alliance Management Board and vice president, Oracle Identity Management. "The Liberty Identity Assurance Framework and the Liberty Identity Governance Framework help organizations enable a variety of new business services by making it easier to address the business and policy pain points involved in managing identity relationships and user privacy across multiple identity systems."
The release of the IAF and IGF provide organizations with a portfolio of solutions for driving policy into identity systems in order to better manage the many identity relationships spanning organizations and applications. The protocol independent IAF lays the foundation for establishing standardized identity assurances and the requirements an enterprise or group of enterprises should meet in order to obtain IAF certification. The IGF allows for the creation and updating of policy for protecting identity information and provides enterprises with tools for policy enforcement, decision explanation and auditing. The frameworks speed the advancement of interoperable and secure policy-based identity solutions across vertical markets and regions to better protect consumers against identity theft and fraud and to help organizations meet a variety of global regulatory requirements. The first versions of the IAF and IGF released today are available at:
http://www.projectliberty.org/content/download/...28869/file/liberty-
identity-assurance-framework-v1.1.pdf
(Due to the length of this URL, it may be necessary to copy and paste this
hyperlink into your Internet browser's URL address field. Remove the space if
one exists.)
IGF -
http://www.projectliberty.org/liberty/...ter/specifications/igf_1_0_s
pecs
(Due to the length of this URL, it may be necessary to copy and paste this
hyperlink into your Internet browser's URL address field. Remove the space if
one exists.)
"Identity assurance makes user authentication meaningful. Without it, there is too much risk that the authentication has been compromised," said Mark Diodati, senior analyst, Identity and Privacy Strategies, Burton Group. "Standards-based identity assurance definitions and attestation functions are particularly important for scalable federation environments, because organizations need a way to ensure that their partners' identity assurance processes are commensurate with the security needs of the application."
About Liberty Alliance
Liberty Alliance is the only global identity community with a membership base that includes technology vendors, consumer service providers and educational and government organizations working together to build a more trust-worthy internet by addressing the technology, policy and privacy aspects of digital identity management. Liberty Alliance is also the only identity organization with a history of testing vendor products for true interoperability of identity specifications. Nearly 80 products and identity solutions from vendors around the world have now passed Liberty Interoperable(TM) testing. Liberty Alliance works with identity organizations worldwide to ensure all voices are included in the global identity discussion and regularly holds and participates in public events designed to advance the harmonization and interoperability of CardSpace, Liberty SAML 2.0 Federation, Liberty Web Services, OpenID and WS-* specifications. More information about Liberty Alliance as well as information about how to join many of its public groups and mail lists is available at http://www.projectliberty.org .
Monday, July 07 2008 9:18 AM, EST Expert Group Inc. (EXPT) Finalizes Negotiations to Acquire 100% of the Shares of Bache Leasing Inc. Market Wire "US Press Releases "
MIAMI, FL -- (MARKET WIRE) -- 07/07/08 -- Expert Group Inc. (PINKSHEETS: EXPT) announces today that the company has come to an agreement and has entered into a letter of agreement to acquire Bache Auto Sales & Leasing Inc.
About Bache Auto Sales and Leasing Inc.
BACHE Auto Sales & Leasing, Inc. offers a wide variety of financing and leasing options on both new and used automobiles. The company's Finance Specialist works through all major Banks, Credit Unions, and Lease Providers. The company's goal is to provide its customer the quickest and easiest transaction with the lowest interest rate possible.
Founded in 1983, BACHE AUTO SALES & LEASING, INC., is a licensed and bonded, Luxury, Ultra Luxury and Exotic Auto Sales and Leasing Company . Operating in North Miami, Florida , offering a full range of client's services, with a focus on expert guidance and care. The company is committed to providing a personalized and enjoyable automobile acquisition experience through its full understanding of each client desires and needs.
Robert Rico, EXPT C.E.O, stated, "For over 24 years Bache has been offering the best Lease and Financing programs available in the automobile industry as well as the most reliable inventory of new and pre-owned Automobiles. The companies had Gross sales of 20 million annually for the calendar year of 2007. As part of the agreement Expert can retain Mr. Pearl Bache Founder for 2 years as a consultant. Since inception the company has generated sales north of 150 Million. We are delighted to welcome Bache to The EXPERT FAMILY."
Please visit our website at http://www.expertfinancing.net
http://www.bache4cars.com
http://www.expertcreditfixusa.com
ABOUT EXPERT GROUP, INC.
Expert Group Inc. is a diversified financial service company, which markets a variety of financial products and services through Expert Financing & Investments, Expert Group Title Services, Expert Credit Fix U.S.A. and Bache Leasing Inc. Expert is licensed by the department of Financial Regulations and a member of FAMB, and since inception Expert has originated over 100 million in real estate loans and over 150 million in Automobile Leases and Sales.
ABOUT EXPERT FINANCING
Expert financing offers up to date loan programs tailored to fit all borrowers' needs. The company specializes in Fannie Mae, Freddie Mac, FHA, conventional and non-conventional loans, jumbo loans, no income verification loans, commercial loans, small business debenture loans, foreign national loans, construction loans for residential and commercial purposes from re-habilitation projects to new construction; the company also offers loans for purchases, refinances, home equity line of credit and line of credit for commercial property. At Expert Financing an Expert Loan Officer can help you in finding the best Loan for your needs. Our group of professional loan experts speaks your language, including, Spanish, Russian, Portuguese, French, Italian, Hebrew and Creole.
ABOUT EXPERT CREDIT FIX U.S.A.
Expert Credit Fix U.S.A is ahead of the game, assisting borrowers with less then perfect credit to fulfill their dream of home ownership. The company offers different levels of credit restoration service to best fit each borrower needs. The service packages are tailored to service borrower with minor credit issues like excess inquiries to more challenging credit issues like bankruptcies or even foreclosures. Expert Credit Fix U.S.A. will help borrowers to restore their credit to a level where lenders will grant them credit and at a low interest rate.
ABOUT BACHE AUTO SALES & LEASING INC.
BACHE Auto Sales & Leasing, Inc. offers a wide variety of financing and leasing options on both new and used automobiles. The company's Finance Specialist works through all major Banks, Credit Unions, and Lease Providers. The company's goal is to provide its customer the quickest and easiest transaction with the lowest interest rate possible.
Founded in 1983, BACHE AUTO SALES & LEASING, INC., is a licensed and bonded, Luxury, Ultra Luxury and Exotic Auto Sales and Leasing Company . Operating in North Miami, Florida , offering a full range of client's services, with a focus on expert guidance and care. The company is committed to providing a personalized and enjoyable automobile acquisition experience through its full understanding of each client desires and needs.
Certain statements in this release and the attached corporate profile that are not historical facts are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements may be identified by the use of words such as "anticipate," "believe," "expect," "future," "may," "will," "would," "should," "plan," "projected," "intend," and similar expressions. Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual results, performance or achievements of the Company to be materially different from those expressed or implied by such forward-looking statements. The Company's future operating results are dependent upon many factors, including but not limited to the Company's ability to: (I) obtain sufficient capital or a strategic business arrangement to fund its expansion plans; (ii) build the management and human resources and infrastructure necessary to support the growth of its business; (iii) competitive factors and developments beyond the Company's control; and (iv) other risk factors.
CONTACT INFO
Robert Rico
Robert@expertfinacing.net
305-949-LOAN
WOW! Bache had $20 million in sales for 2007! GO EXPT!!!
O.T.C EXPT Expert Group, Inc. -- Letter to Shareholders
MIAMI, FL , specializing in refinance loans, home mortgage loans, and new home purchases as well as foreign national loans, and now offering a range of credit repair services through its sister company, Expert Credit Fix USA, issued a Letter to its shareholders today. The Company has been extremely active in reaching out to its shareholders in order to be proactive in addressing their concerns, and over the course of these efforts has sought to discover the most frequently asked questions. Expert Group has issued this Letter to Shareholders in order to address these questions and to review the success of the Company's expansion efforts through the first quarter of 2008. The text of the letter is as follows:
From: Robert Rico, CEO, Expert Group, Inc.
To Whom It May Concern:
At least partly in response to a number of questions posed by shareholders in recent weeks, I want to take this opportunity to state The Company will be decreasing its outstanding shares by 500 million shares, Authorized Shares 1,500,000,000 as of June 2008 and Issued 750.000.000 Float 300,000,000.
Our 2008 Strategic Growth Plan
Expert first plan of action is to increase its Loan Officer base in our current address to 50 brokers. Once that has been reached, the company will open its second location 3 miles away in the Bal Harbor Area, in Miami Beach at Kane Concourse. This area allocates many top realty offices, including Coldwell Banker, Remax, Century 21 and other fortune 500 real estate companies. The Bal Harbor Office will project to have also 50 brokers bringing the total numbers of brokers to 100 by year End.
We project once operating at full capacity each office should generated 1 million dollars in Gross Income per Location.
As part of the 2008 Growth Plan we plan to launch Expert Group Title Services. Expert's title services will facilitate and assist with all closing requirements of Expert Financing and Investments and projects to have 250k in revenues for the first year of operation.
-- Expert became a public company and entered the capital markets.
-- Expert Group solidified its foundation of expertise by adding key
members to its management team.
-- We have substantially augmented our capacities by increasing the
number of brokers and loan officers by 85%.
-- Expert Group launched Expert Credit Fix U.S.A, designed to offer
innovative credit repair services.
-- We recently signed with the nation's 3rd largest live lead provider.
-- Expert Group entered into a venture to market Prudential/Countrywide
foreclosures in the South Florida Market.
In short, we are ecstatic about our successes to date, and we are extremely optimistic about our prospects going forward. We are making every effort to build upon the momentum of this first quarter and continue to aggressively implement our growth strategy through the rest of 2008 and beyond, we want to thank our loyal shareholders for their support as we enter this next phase of our business.
Robert Rico, CEO
About Expert Group, Inc.
Expert Group, Inc. is a diversified financial services company which markets a variety of financial products and services through Expert Financing, Expert Group Title Services, Expert Credit Fix USA.
Expert is licensed by the department of Financial Regulations and a member of FAMB, and since inception, Expert has originated over $60 million in origination. The Company offers a stock option plan to its loan officers, brokers, and loan originators.
Safe Harbor Statement:
Certain statements in this release and the attached corporate profile that are not historical facts are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements may be identified by the use of words such as "anticipate," "believe," "expect," "future," "may," "will," "would," "should," "plan,""projected," "intend," and similar expressions. Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual results, performance or achievements of the Company to be materially different from those expressed or implied by such forward-looking statements. The Company's future operating results are dependent upon many factors, including but not limited to the Company's ability to: (I) obtain sufficient capital or a strategic business arrangement to fund its expansion plans; (ii) build the management and human resources and infrastructure necessary to support the growth of its business; (iii) competitive factors and developments beyond the Company's control; and (iv) other risk factors.
CONTACT:
Robert Rico
Robert@ExpertFinancing.net
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July 8, 2008 9:00 AM EDT
MIAMI, FL -- (MARKET WIRE) -- 07/08/08 -- Expert Group Inc. (PINKSHEETS: EXPT), http://www.ExpertFinancing.net, begins July 2008 operations with the announcement of the acquisition of Bache Leasing Inc. and that for the first week of July 2008 the company will be closing over 1.5 million in originations.
Expert Group, Inc., with the acquisition of Bache Leasing, is now entering the lucrative world of Auto Financing and Leasing as we position ourselves as a diversified financial company it has been very clear to us that we need to be involved in automotive financing and with over 24 years of experience and 20 million in gross sales for 2007 Bache becomes the perfect candidate for an acquisition; the purchase is an all cash deal being funded by the company and its management.
On other company updates, The Company is currently expanding its broker base on the Mortgage Banking side and will continue to do so.
Our Expansion Plan is once we reach 50 loan officers in our North Miami Beach Office we will be opening our 2nd Location 3 miles away in the Bal Harbor, FL. We project to Reach 100 Loan Originators by Year End 2008.
We will be adding Title Insurance and Escrow by the 4th Quarter of 2008 through Expert Group Title Services Inc.
We continue to market our Credit Restoration products through Expert Credit Fix U.S.A, Inc. The company was formed to assist our client in obtaining a better credit rating in order to acquire a loan at low rates and is now available nationally to everyone who needs assistance in repairing their credit.
And will now be offering Tailored Automotive Leasing through our portfolio of companies.
Please visit our website at http://www.expertfinancing.net
http://www.bache4cars.com
http://www.expertcreditfixusa.com
NEWS IS OUT about uplisting
Expert Group, Inc. Retains GreenTree Financial Group Inc. to Up-List to the O.T.C. NASDAQ Bulletin Board
Jul 9, 2008 9:00:00 AM
View Additional ProfilesMIAMI, FL -- (MARKET WIRE) -- 07/09/08 -- Expert Group, Inc. (PINKSHEETS: EXPT) is proud to announce that GreenTree Financial Group Inc. ("GreenTree") will be filing and preparing all documentation to become a fully reporting NASDAQ Bulletin Board Company. Already a Pinksheet reporting company, EXPT feels it is time to up-list, to be able to attract the investment capital the company will be seeking to expand its business.
"GreenTree" is a financial consulting firm whose principals have over 20 years of experience as accountants in the securities industries.
http://www.gtfinancial.com
CEO Robert Rico states, "Becoming a NASDAQ listed company is something we always planned. With our financial audits for the F.H.A. already completed, this speeds the process of preparing the necessary filings."
"GreenTree" will assist us with their specialized services in the department of filing form 10 SB, and they will also help us to file other needed documents to not only become reporting, but to stay adequately reporting quarter after quarter.
http://www.expertcreditfixusa.com
http://www.bache4cars.com
Pressemitteilung Source: Expert Group Quelle: Expert Group
Expert Group, Inc. Retains GreenTree Financial Group Inc. to Up-List to the OTC NASDAQ Bulletin Board Expert Group, Inc. behält GreenTree Financial Group Inc. an up-Liste an die NASDAQ OTC Bulletin Board
Wednesday July 9, 9:00 am ET Mittwoch 9. Juli, 9:00 Uhr ET
MIAMI, FL--(MARKET WIRE)--Jul 9, 2008 -- Expert Group, Inc. (Other OTC: EXPT.PK - News ) is proud to announce that GreenTree Financial Group Inc. ("GreenTree") will be filing and preparing all documentation to become a fully reporting NASDAQ Bulletin Board Company. MIAMI, FL - (MARKET WIRE) - August 9, 2008 - Expert Group, Inc. (Other OTC: EXPT.PK - News) ist stolz ankündigen zu können, dass GreenTree Financial Group Inc. ( "GreenTree") wird die Einreichung Vorbereitung und alle Unterlagen zu einem voll Berichterstattung NASDAQ Bulletin Board Company. Already a Pinksheet reporting company, EXPT feels it is time to up-list, to be able to attract the investment capital the company will be seeking to expand its business. Bereits Pinksheet berichtenden Unternehmens, EXPT hält es an der Zeit ist, bis hin Liste zu können, ziehen die Investitionen Kapital der Gesellschaft wird um den Ausbau ihres Geschäfts.
"GreenTree" is a financial consulting firm whose principals have over 20 years of experience as accountants in the securities industries. "GreenTree" ist eine finanzielle Beratungsfirma, deren Prinzipien haben über 20 Jahre Erfahrung als Buchhalter in die Wertpapiere Branchen.
http://www.gtfinancial.com http://www.gtfinancial.com
CEO Robert Rico states, "Becoming a NASDAQ listed company is something we always planned. With our financial audits for the FHA already completed, this speeds the process of preparing the necessary filings." CEO Robert Rico Staaten, "Becoming a NASDAQ börsennotierten Gesellschaft ist etwas, was wir immer geplant. Mit unserem Finanz-Audits für die FHA bereits abgeschlossen, dies beschleunigt den Prozess der Vorbereitung der notwendigen Anmeldungen."
"GreenTree" will assist us with their specialized services in the department of filing form 10 SB, and they will also help us to file other needed documents to not only become reporting, but to stay adequately reporting quarter after quarter. "GreenTree" wird uns helfen, mit ihren spezialisierten Dienstleistungen in der Abteilung der Anmeldung Form 10 SB, und sie werden auch dazu beitragen, uns auf andere Datei benötigt, um Dokumente werden nicht nur Berichterstattung, sondern bleiben angemessenen Berichterstattung Quartal nach Quartal.
Please visit our websites at: http://www.expertfinancing.net http://www.expertcreditfixusa.com http://www.bache4cars.com Bitte besuchen Sie unsere Webseiten unter: http://www.expertfinancing.net http://www.expertcreditfixusa.com http://www.bache4cars.com
ABOUT EXPERT GROUP, INC. ÜBER Expert Group, Inc.
Expert Group, Inc. is a diversified financial service company, which markets a variety of financial products and services through Expert Financing & Investments, Expert Group Title Services and Expert Credit Fix USA Expert is licensed by the department of Financial Regulations and a member of FAMB, and since inception Expert has originated over 100 million in real estate loans. Expert Group, Inc. ist ein diversifiziertes Finanzdienstleistungsunternehmen Unternehmen, die Märkte eine Vielzahl von Finanzprodukten und-dienstleistungen durch Experten-Finanzierung & Investments, Expertengruppe Titel Expert Services und Credit Fix USA Expert ist lizenziert von der Abteilung für Finanz-Verordnungen und ein Mitglied der FAMB , Und seit Auflegung Experten hat ihren Ursprung über 100 Millionen in Immobilien-Darlehen.
ABOUT EXPERT FINANCING Experte zum Thema Finanzierung
Expert financing offers up to date loan programs tailored to fit all borrowers' needs. Experten-Finanzierung bietet up-to-date Darlehens-Programme zugeschnitten auf passen alle Kreditnehmer gerecht zu werden. The company specializes in Fannie Mae, Freddie Mac, FHA, conventional and non-conventional loans, jumbo loans, no income verification loans, commercial loans, small business debenture loans, foreign national loans, construction loans for residential and commercial purposes from re-habilitation projects to new construction; the company also offers loans for purchases, refinances, home equity line of credit and line of credit for commercial property. Das Unternehmen spezialisiert sich auf die Fannie Mae, Freddie Mac, FHA, konventionelle und nicht konventionelle Darlehen, Jumbo-Darlehen, kein Einkommen Überprüfung Darlehen, gewerbliche Kredite, Small business Anleihen, Darlehen ausländischer Staatsangehöriger, Bau-Darlehen für private und kommerzielle Zwecke von Re-Habilitation Projekte Neubau; Das Unternehmen bietet auch Darlehen für Anschaffungen, refinanziert, Home Equity Kreditlinie und Kreditlinie für den gewerblichen Eigentums. At Expert Financing an Expert Loan Officer can help you in finding the best Loan for your needs. Auf Expertenebene Finanzierung einer Experten-Loan Officer helfen Ihnen bei der Suche nach der besten Kreditprodukte für Ihre Bedürfnisse. Our group of professional loan experts speak your language, including, English, Spanish, Russian, Portuguese, French, Italian, Hebrew and Creole. Unsere Gruppe von professionellen Darlehen Experten sprechen Ihre Sprache, darunter Deutsch, Englisch, Spanisch, Russisch, Portugiesisch, Französisch, Italienisch, Hebräisch und Kreolisch.
ABOUT EXPERT CREDIT FIX USA Experte zum Thema Kredit-FIX USA
Expert Credit Fix USA is ahead of the game, assisting borrowers with less then perfect credit to fulfill their dream of home ownership. Experten der Credit Fix USA ist vor dem Spiel, Unterstützung der Kreditnehmer mit weniger als perfekt Kredit zu erfüllen ihren Traum vom Eigenheim. The company offers different levels of credit restoration service to best fit each borrower needs. Das Unternehmen bietet verschiedene Ebenen des Kredits Restaurierung Service für beste Passform jeder Kreditnehmer muss. The service packages are tailored to service borrowers with minor credit issues like excess inquiries to more challenging credit issues like bankruptcies or even foreclosures. Die Service-Pakete sind auf Service Kreditnehmer mit geringfügigen Kredit über Themen wie Untersuchungen an mehr herausfordernde Fragen wie Kredit-Konkursen oder sogar foreclosures. Expert Credit Fix USA will help borrowers to restore their credit to a level where lenders will grant them credit and at a low interest rate. Experten der Credit Fix USA wird dazu beitragen, dass Kreditnehmer ihre Kredite wieder auf ein Niveau, wo Kreditgeber wird ihnen die Kredit-und auf einem niedrigen Zinssatz.
ABOUT BACHE AUTO SALES & LEASING, INC. ÜBER BACHE Auto Sales & Leasing, Inc.
BACHE Auto Sales & Leasing, Inc. offers a wide variety of financing and leasing options on both new and used automobiles. BACHE Auto Sales & Leasing, Inc. bietet eine Vielzahl von Finanzierungs-und Leasing-Optionen auf beiden neuen und gebrauchten Autos. The company Finance Specialist works through all major Banks, Credit Unions, and Lease Providers. Die Gesellschaft Finance Spezialist arbeitet mit allen großen Banken, Kreditgenossenschaften, und Lease-Anbieter. The company's goal is to provide its customer the quickest and easiest transaction with the lowest interest rate possible. Das Unternehmen hat sich zum Ziel besteht darin, seinem Kunden die schnellste und einfachste Transaktion mit dem niedrigsten Zinssatz möglich.
Founded in 1983, BACHE AUTO SALES & LEASING, INC. is a licensed and bonded, Luxury, Ultra Luxury and Exotic Auto Sales and Leasing Company. Founded in 1983, BACHE Auto Sales & LEASING, Inc. ist ein lizenzierter und Schuldknechtschaft, Luxus, Ultra Luxus und exotischen Auto Vertrieb und Leasing Company. Operating in North Miami, Florida, offering a full range of client's services with a focus on expert guidance and care, the company is committed to providing a personalized and enjoyable automobile acquisition experience through its full understanding of each client desires and needs. Betrieb in North Miami, Florida, bietet eine vollständige Palette von Client-Services mit dem Fokus auf fachkundiger Anleitung und Betreuung ist das Unternehmen verpflichtet, eine persönliche und angenehme Erfahrung Automobil-Erwerb durch seine volle Verständnis der einzelnen Client-Wünsche und Bedürfnisse.
Certain statements in this release and the attached corporate profile that are not historical facts are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Bestimmte Aussagen in dieser Pressemitteilung und den beigefügten firmenportrait, die keine historischen Tatsachen sind "vorausschauende Aussagen" im Sinne des Private Securities Litigation Reform Act "von 1995. Such statements may be identified by the use of words such as "anticipate," "believe," "expect," "future," "may," "will," "would," "should," "plan," "projected," "intend," and similar expressions. Solche zukunftsgerichteten Aussagen sind erkennbar durch die Verwendung von Wörtern wie "antizipieren", "glauben", "erwarten", "Zukunft", "können", "werden", "würde", "sollten", "planen", "projiziert "," Beabsichtigen "und ähnliche Ausdrücke. Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual results, performance or achievements of the Company to be materially different from those expressed or implied by such forward-looking statements. Solche vorausschauenden Aussagen beinhalten bekannte und unbekannte Risiken, Ungewissheiten und andere Faktoren können dazu führen, dass die tatsächlichen Ergebnisse, Leistungen oder Errungenschaften des Unternehmens sich materiell unterscheiden sich von denen ausdrücklich oder konkludent durch solche vorausschauenden Aussagen. The Company's future operating results are dependent upon many factors, including but not limited to the Company's ability to: (I) obtain sufficient capital or a strategic business arrangement to fund its expansion plans; (ii) build the management and human resources and infrastructure necessary to support the growth of its business; (iii) competitive factors and developments beyond the Company's control; and (iv) other risk factors. Die Zukunft des Unternehmens operativen Ergebnisse sind abhängig von vielen Faktoren ab, einschließlich, aber nicht beschränkt auf die Unternehmen in der Lage ist: (I) erhalten ausreichendes Kapital oder eine strategische Geschäftsfeld Vereinbarung zur Finanzierung seiner Expansion plant, (ii) Aufbau der Verwaltung und der menschlichen Ressourcen und Infrastruktur erforderlich unterstützen das Wachstum ihrer Geschäfte, (iii) Wettbewerbsfaktoren und Entwicklungen außerhalb des Einflussbereichs des Unternehmens, und (iv) andere Risikofaktoren.
Contact: Kontakt:
CONTACT INFO: Robert Rico Robert@expertfinancing.net 305-949-LOAN Contact Info: Robert Rico Robert@expertfinancing.net 305-949-VERLEIH
--------------------------------------------------
Source: Expert Group Quelle: Expert Group
Expert Group, Inc. (EXPT) Becomes a Correspondent Mortgage Lender
Market Wire "US Press Releases "
MIAMI, FL -- (MARKET WIRE) -- 07/10/08 -- Expert Group, Inc. (PINKSHEETS: EXPT) announces today that the company has been approved by the Florida Department of Financial Regulations as a Correspondent Lender.
A correspondent lender is an institution which has the capacity to authorize loans on behalf of a mortgage lender. This type of mortgage lender acts as the agent of one or several lenders (or "sponsors" who usually underwrite the loan) during the origination and closing. The correspondent lender may also service the loan for the lender.
A correspondent lender combines the best advantages offered by both bankers and brokers. "Correspondent lenders are similar to mortgage bankers in that they make the lending decision and fund the loan with their own money or credit line." However, once the loan is closed, it is sold to another lender, offering the lowest rates and best terms, at a pre-determined price. The customer will be dealing with a banker who is funding their loans. Unlike traditional bankers, this banker is also able to shop around for your mortgage, thus obtaining the lowest possible rate.
Robert Rico, EXPT C.E.O., states, "Becoming a Correspond Lender will open many doors for our business as we will be able to fund our own loans, service loans on behalf of other lenders for a fee and subsequently increase the number of loan originators as they do not have to be licensed individually under this license. There are many advantages to the customers also including that they will have more confidence and security knowing that their loan is being worked on by someone who uses everything on all available aspects of mortgage negotiating and funding."
Please visit our website at http://www.expertfinancing.net
http://www.expertcreditfixusa.com
ABOUT EXPERT GROUP, INC.
Expert Group, Inc. is a diversified financial service company, which markets a variety of financial products and services through Expert Financing & Investments, Expert Group Title Services and Expert Credit Fix U.S.A. Expert is licensed by the department of Financial Regulations and a member of FAMB, and since inception Expert has originated over 100 million in real estate loans.
ABOUT EXPERT FINANCING
Expert financing offers up to date loan programs tailored to fit all borrowers' needs. The company specializes in Fannie Mae, Freddie Mac, FHA, conventional and non-conventional loans, jumbo loans, no income verification loans, commercial loans, small business debenture loans, foreign national loans, construction loans for residential and commercial purposes from re-habilitation projects to new construction; the company also offers loans for purchases, refinances, home equity line of credit and line of credit for commercial property. At Expert Financing an Expert Loan Officer can help you in finding the best Loan for your needs. Our group of professional loan experts speaks your language, including, Spanish, Russian, Portuguese, French, Italian, Hebrew and Creole.
ABOUT EXPERT CREDIT FIX U.S.A.
Expert Credit Fix U.S.A is ahead of the game, assisting borrowers with less than perfect credit to fulfill their dream of home ownership. The company offers different levels of credit restoration service to best fit each borrower needs. The service packages are tailored to service borrower with minor credit issues like excess inquiries to more challenging credit issues like bankruptcies or even foreclosures. Expert Credit Fix U.S.A. will help borrowers to restore their credit to a level where lenders will grant them credit and at a low interest rate.
Certain statements in this release and the attached corporate profile that are not historical facts are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements may be identified by the use of words such as "anticipate," "believe," "expect," "future," "may," "will," "would," "should," "plan," "projected," "intend," and similar expressions. Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual results, performance or achievements of the Company to be materially different from those expressed or implied by such forward-looking statements. The Company's future operating results are dependent upon many factors, including but not limited to the Company's ability to: (I) obtain sufficient capital or a strategic business arrangement to fund its expansion plans; (ii) build the management and human resources and infrastructure necessary to support the growth of its business; (iii) competitive factors and developments beyond the Company's control; and (iv) other risk factors.
CONTACT INFO
Robert Rico
Robert@expertfinancing.net
305-949-LOAN
Correspondent Lenders
=====================
Correspondent lenders, a relatively new group of mortgage loan providers, are similar to mortgage bankers in their ability to make a decision whether to extend you a loan and fund it with their own money. However, as soon as your loan is closed, it is usually sold to another lender, the 'funding lender', with which the correspondent lender has a business relationship. If a correspondent lender makes mortgage loans available from one source of funds, they may be functioning as the exclusive agent of the funding lender. Many correspondent lenders, like mortgage brokers, have several sources to choose from, so they can help you to find a loan at a lower rate.
Deutsche Übersetzung:
*********************
Korrespondentenverleiher
========================
Korrespondentenverleiher, eine verhältnismäßig neue Gruppe von Hypothekendarlehenversorger, sind ähnlich, Bankiers in ihrer Fähigkeit zu verpfänden, eine Entscheidung ob zu machen, Sie ein Darlehen auszudehnen, und es mit ihrem eigenen Geld zu fundieren. Jedoch, sobald Ihr Darlehen geschlossen ist, ist es gewöhnlich zu einem anderen Verleiher, das verkauft ‚den Verleiher fundiert‘, mit den der Korrespondentverleiher eine Geschäftsbeziehung hat. Wenn ein Korrespondentverleiherhypothekendarlehen macht, die verfügbar sind von einer Quelle der Fonds, dürfen sie als der ausschließende Agent vom Finanzierungsverleiher funktionieren. Viele Korrespondentenverleiher, mag Hypothekenmakler, hat mehrere Quellen, von zu wählen, deshalb können sie Ihnen helfen, ein Darlehen an einer unteren Rate zu finden.
ABOUT EXPERT GROUP INC.
Marketing a variety of financial products & services through:
Expert Financing & Investments, Expert Group Title Services and Expert Credit Fix U.S.A. We are licensed by the Department of Financial Regulations & a member of the FAMB. Since inception, we have originated over 100 million in real estate loans.
ABOUT EXPERT FINANCING
Expert financing offers up to date loan programs tailored to fit all borrowers' needs. Our professional loan officers can help you find the best loan for your needs. We are a multi-national employer; we have representatives fluent in:
English, Spanish, Russian, Portuguese, French, Italian, Hebrew and Creole.
The company specializes in the following types of financing and loans: FHA, SBA, Fannie Mae, Freddie Mac, Jumbo Mortgages, Home Equity Credit Lines. Refinancing Loans, Foreign National Loans, No Income Verification Loans. Conventional and Non-Conventional Loans, Purchase or Leasing. Small Business Debentures, Commercial Property Credit Lines, Commercial Loans.
Construction Loans, Residential/Commercial, Re-habilitation & New Construction Projects.
.
ABOUT EXPERT CREDIT FIX U.S.A.
We assist borrowers with less then perfect credit to fulfill their dream of home ownership. Our packages cover from minor credit issues like excess inquiries, to more challenging credit issues like bankruptcies, or even foreclosures. Our staff can customize your credit restoration service to best fit each borrower needs. Our experience WILL help borrowers to restore their credit to a level where lenders will grant them credit at a low interest rate.
EXPT Management
Robert Rico, CEO
(To be added to the IBOX shortly)
Shirley Rico, President
Mortgage Brokerage License – Principal Broker – Lic # 385825
Mortgage Broker License – Lic. # 310195
Real Estate License – Lic. # 3038263
Personal Commentary and Accomplishments
I wish to become the best at what I do through hard work, customer service, people skills, maximizing time management and marketing options as well as expanding my business to become the largest mortgage business in the estate of Florida. I have closed several deals in Mortgage and in Real Estate, from single family residences to high rise buildings, including new constructions, re-sale, condo-conversion, foreclose properties, rehabilitation properties, with deferred maintenance, condo hotels, co-ops and others. In the commercial side I have dealt with shopping centers, multi-family, office condos and gas stations. As far as borrowers, I have dealt with citizens, permanent residents, foreign national, employees, self employed, retired, first time home buyers, investors, relocations and so on.
Formal Education
2004 -- Gold Coast School of Real Estate Miami, FL: Real Estate Broker course, Real Estate
2002 -- Gold Coast School of Real Estate Miami, FL: Real Estate Sales Person Licensing, Real Estate
2001 -- Gold Coast School of Real Estate Miami, FL : Mortgage Broker Licensing course, Mortgage
1998 -- Santa Catarina, Brazil : B.A., Business Administration, Marketing. GPA : 3.8
I have studied in the best university of South Brazil. I have learned about accounting, sociology, statistics, computer sciences, management, marketing and sales among others with specializations in marketing and sales,
Languages Spoken
English, Spanish and Portuguese
Historical Record of Employment and Experience
2004 - 2005: Globelend Mortgage (Sunny Isles Beach, FL)
Independent Contractor – Mortgage Broker
Top Producer: Average Closings of 7 deals a month with 100% closing ratio.
2006 to Present: Best Seller Intl. Realty Inc. (N. Miami Beach, FL)
Realtor Associate
Independent Contractor, Realtor
2002 to 2006: AAmerican Realty Inc. (Miami, FL)
Realtor Associate
Independent Contractor, Realtor
2002 - 2004: Gulfstream Mortgage Inc. (North Miami Beach, FL)
Independent Contractor – Mortgage Broker
Developed Excellence in Mortgage Origination
2002: Coldwell Banker Real Estate (Aventura, FL)
Realtor Associate
1999 – 2001: Kenbourne International (Miami, FL)
Sales for a company with revenues over $30 Million a year, distributors of fresh and frozen seafood. Responsible for over 40 accounts, arranging for international orders direct from the plants to the final customer in the United States, Inventory control, billing.
1997 – 1998: Pro Saude Pharmacy (Santa Catarina, Brazil)
Owner Self Employed
Small business owner, pharmaceutical sales, grew it and sold it.
1993 – 1997: Amaral Seafood (Santa Catarina, Brazil)
Comptroller
Started in the IT department and was promoted to be the Comptroller for a company with 103 employees, responsible pay roll, accounts receivables and payable, book keeping and banking.
Alex Bartolomeo, BOD and Manager
Personal Commentary and Accomplishments
High-performance Bilingual Sales Representative, self motivated, high energy public speaker possessing advanced interpersonal skills. Demonstrates exceptional creativity, leadership, visionary and committed to achieving outstanding results.
Formal Education
2006: Certificate, Essentials of Florida Mortgage
Financial Strategies Education Inc. Valencia, CA
14 hrs Certificate to Originate in Florida
2005-2006: Underwriter , American School of Mortgage Banking , Burbank, CA.
Studied highly intense training course to comply and understand with FNMA/FHLMC Underwriting procedures. Interacted interesting case studies and decision-making problems which is experienced in Real Estate Lending industry
2000: A.A., Liberal Arts, Pierce College Woodland Hills, CA
Historical Record of Employment and Experience
2007: Countrywide Home Loans Miami, FL
Account Executive
Worked for the largest wholesale lender in the country , developed a book of business with business partners & broker with in community and all through out South Florida. Duties included , establishing relationships with non producing accounts and turning them around to producing accounts which resulted in the branch profitability. My job duties included cold calls which profiled potential clients and conduct sales seminars, training new and existing brokers and to ensure superior customer services by years of experience and strong product knowledge. Job duties including analyzing credit report on all loan application , from Prime, Fannie Mae, Freddy Mac, FHA loan programs and worked closely with operation, processing , underwriting, closing and secondary market department to ensure each loan is credit quality.
2006: H & R Block Mortgage Valencia, CA
Loan Officer
Converted H& R Block Nationwide clients into loans programs such as Prime, Non Prime, Government and Equity loans. In charge of conducting "Home Analysis" identifying the customer needs and provided appropriate loan solutions or advise. Converted leads into applications and negotiated terms & conditions on the loan applicant. Duties included to submitting complete packages with appraisal, title and pre underwrite for each file, before submitting to H & R Block Correspondent Lines or Lenders. Cross sold H & R Block products such as Tax Services, Financial Advisory and Financial Services.
2006: Countrywide Home Loans Woodland Hills, CA
Area Manager
Job duties included originating new B and C rated loans. Strong interaction with Mortgage brokers and provides service and support. Find new brokers and conduct solicitation calls to generate new accounts. Conduct outside sales presentation and training seminars for new and existing broker base. Manage the loan portfolio by ensuring that all pre funding aspect are complete. Maintain current knowledge of the basic underwriting guidelines for B and C product lines and refer all potential Prime clients to Countrywide counter part in the prime side.
2004-2006: Washington Mutual Bank Chatsworth, CA
Wholesale Sales Associate
In charge of managing a 65 million dollar pipeline with the top brokers through out the Los Angeles Area. Conduct Sales Presentation which consist of training with Mortgage Brokers, Loan Officers, Loan processor on selling Washington Mutual A , ALT A, B, C, Custom Construction and Community Focus loan programs. Excellent time management skills, public relationship, with a strong sales personality. My duties consisting of Sales Calls, pipeline management, visiting & maintain business relationships and forecasting monthly sales goals . The role that I have with the brokers is to be there liaison from loan submission to funding.. I have a proven track record on demonstrating a strong work ethic and to achieve sales goals. With a established book of client who are in Los Angeles Area. I am a seasoned professional with ability to build, grow & maintain client relationships
2002-2004: Washington Mutual Chatsworth, CA
Loan Consultant
Responsibilities included interviewing borrowers to assess their needs, and to determine whether the loans will qualify for Washington Mutual product line. Duties consisted of sales calls to bank customer, realtors, accountants and mortgage brokers, with in the Los Angeles area. Direct contact with the customers and to ensure customer satisfaction through out the loan process. Offered several loan programs from FRM, ARM, hybrids loans, Sub Prime and Custom Construction.
1999-2002: Bank of America Van Nuys, CA
Personal Banker
Offer financial advisement to all Bank of America customer. Responsible for providing services to ensure customer satisfaction retention cross sell. Experience team management and team training for sale campaign.
Bankers On Call/ National Direct Sales - Responsible for assisting customer, across the United States. Duties include finding the needs of Bank of America existing customer. By managing retention calls, offering Financial Consulting regarding existing products and recommending other Bank of America products. Strong product knowledge and customer service skills plays a major role on opening new accounts, such as Checking, Savings, Money Market, Certificate of Deposit accounts. Produce Sales referrals to Loans By Phone and Securities Division.
Da sollte sicherlich auch etwas für EXPT herausspringen
US-Wohnbaubeginne steigen unerwartet
Leser des Artikels: 47
Washington - Die Lage am US-Immobilienmarkt hat sich im Juni unerwartet aufgehellt. Die Zahl der Wohnbaubeginne stieg aufs Jahr hochgerechnet um 9,1 Prozent auf 1,066 Millionen, wie das Handelsministerium am Donnerstag mitteilte. Volkswirte hatten dagegen mit einem Rückgang auf 0,960 Millionen gerechnet. Für Mai wurde die Zahl der Wohnbaubeginne auf 0,977 Millionen von den ursprünglich gemeldeten 0,975 Millionen heraufgesetzt.
Die Zahl der Baugenehmigungen für Eigenheime stieg um 11,6 Prozent. Danach lag die Zahl der genehmigten Anträge aufs Jahr hochgerechnet bei 1,091 Millionen. Die Zahl ist ein Barometer für den zukünftigen Häuserbau und lag deutlich höher als von Volkswirten mit 0,960 Millionen erwartet.
Aufmerksamkeit
Expert Group, Inc. Poised for Expansion With the Hiring of Veteran Loan Originators
Tuesday September 2, 8:30 am ET
New Hires Have Produced More Than $18 Million in Loans
MIAMI, FL--(MARKET WIRE)--Sep 2, 2008 -- Expert Group, Inc. (Other OTC:EXPT.PK - News) is pleased to announce that the Company has added three veteran loan originators to its growing staff in the Miami region. The new members solidify its current staff as it extends its outreach with the goal of employing 200 full-time loan originators. Expert Group is in the process of expanding and will be opening more locations in South Florida in the near future.
ADVERTISEMENT
Expert Group welcomes Mutari Madden, who brings five years of experience as a mortgage team leader with more than $10 million in production. Antonio Saavedra brings years of experience as a loan originator in South Florida with more than $8 million in loans. Dave Smith comes to Expert with a background as a financial advisor with more than a decade of experience. Each is expected to assist the Company in its efforts to become the foremost source for lending and credit repair in the greater Miami area.
About Expert Group, Inc.:
Expert Group, Inc. is a diversified financial service company, which markets a variety of financial products and services through Expert Financing & Investments, Expert Group Title Services and Expert Credit Fix U.S.A. Expert is licensed by the Department of Financial Regulations and a member of FAMB, and since inception, has originated over $100 million in real estate loans.
About Expert Financing:
Expert financing offers up-to-date loan programs tailored to all borrowers' needs. It specializes in Fannie Mae, Freddie Mac, FHA, conventional and non-conventional loans of all sizes, including commercial, foreign national and construction loans. The company also offers loans for purchases, refinances and line of credit for home equity and commercial property. Expert Loan Officers find the best loan for customers' needs, and includes professional loan experts that speak Spanish, Russian, Portuguese, French, Italian, Hebrew and Creole.
About Expert Credit Fix U.S.A.:
Expert Credit Fix U.S.A is ahead of the game, assisting borrowers with less than perfect credit to fulfill their dream of home ownership. The company offers different levels of credit restoration tailored to service borrowers with minor credit issues like excess inquiries to more challenging credit issues such as bankruptcies or even foreclosures. Expert Credit Fix U.S.A. will help borrowers restore their credit to a level where lenders will grant them credit and at a low interest rate.
Certain statements in this release and the attached corporate profile that are not historical facts are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements may be identified by the use of words such as "anticipate," "believe," "expect," "future," "may," "will," "would," "should," "plan," "projected," "intend," and similar expressions. Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual results, performance or achievements of the Company to be materially different from those expressed or implied by such forward-looking statements. The Company's future operating results are dependent upon many factors, including but not limited to the Company's ability to: (I) obtain sufficient capital or a strategic business arrangement to fund its expansion plans; (ii) build the management and human resources and infrastructure necessary to support the growth of its business; (iii) competitive factors and developments beyond the Company's control; and (iv) other risk factors.
Contact:
Contact:
Expert Group, Inc.
http://www.ExpertFinancing.net
http://www.ExpertCreditFixUsa.com
Or call:
Investor Relations
1-866-THE-APPL(E rel="nofollow">
Moderation
Zeitpunkt: 04.10.08 01:50
Aktion: Nutzer-Sperre für 7 Tage
Kommentar: Doppel-ID - wiederholtes Anlegen u. Führen einer Doppel-ID MB240
Zeitpunkt: 04.10.08 01:50
Aktion: Nutzer-Sperre für 7 Tage
Kommentar: Doppel-ID - wiederholtes Anlegen u. Führen einer Doppel-ID MB240
Expert first plan of action is to increase its Loan Officer base in our current address to 50 brokers. Once that has been reached, the company will open its second location 3 miles away in the Bal Harbor Area, in Miami Beach at Kane Concourse. This area allocates many top realty offices, including Coldwell Banker, Remax, Century 21 and other fortune 500 real estate companies. The Bal Harbor Office will project to have also 50 brokers bringing the total numbers of brokers to 100 by year End.
We project once operating at full capacity each office should generated 1 million dollars in Gross Income per Location.
As part of the 2008 Growth Plan we plan to launch Expert Group Title Services. Expert's title services will facilitate and assist with all closing requirements of Expert Financing and Investments and projects to have 250k in revenues for the first year of operation.
I am also very happy to be able to report that we have been extremely successful in our expansion efforts on various fronts through the first quarter of 2008. So far, our list of accomplishments has exceeded even our most optimistic projections, and we have reached a number of milestones, including:
-- Expert became a public company and entered the capital markets.
-- Expert Group solidified its foundation of expertise by adding key
members to its management team.
-- We have substantially augmented our capacities by increasing the
number of brokers and loan officers by 85%.
-- Expert Group launched Expert Credit Fix U.S.A, designed to offer
innovative credit repair services.
-- We recently signed with the nation's 3rd largest live lead provider.
-- Expert Group entered into a venture to market Prudential/Countrywide
foreclosures in the South Florida Market.
In short, we are ecstatic about our successes to date, and we are extremely optimistic about our prospects going forward. We are making every effort to build upon the momentum of this first quarter and continue to aggressively implement our growth strategy through the rest of 2008 and beyond, we want to thank our loyal shareholders for their support as we enter this next phase of our business.
Robert Rico, CEO
Unser strategischer Plan des Wachstum-2008 Erster Aktionsplan des Experten ist, seine Kreditsachbearbeiterunterseite in unserer gegenwärtigen Adresse auf 50 Vermittler zu erhöhen. Sobald das erreicht worden ist, öffnet die Firma seine zweite relative Satznummer 3 Meilen entfernt im Bal-Hafen-Bereich, im Miami Beach am Kane Zusammentreffen. Dieser Bereich teilt viele Spitzengrundstückbüros, einschließlich Coldwell Banker, Remax, Jahrhundert 21 und andere Fortune- 500Immobilienfirmen zu. Das bal-Hafen-Büro projektiert, 50 Vermittler auch zu haben, die Gesamtzahlen Vermittlern bis 100 durch Jahresende zu holen. Wir projektieren, sobald, an der vollen Kapazität jedes Büro laufen lassend, erzeugte 1 Million Dollar im Bruttoeinkommen pro Position wenn. Als Teil des Wachstums 2008 planen Sie uns planen, Expertengruppe-Titel-Dienstleistungen zu starten. Expert' s-Titeldienstleistungen erleichtern und unterstützen mit allen schließend Anforderungen der sachverständigen Finanzierung und der Investitionen und Projekten, 250k in den Einkommen für das erste Jahr der Anwendung zu haben. Ich bin auch sehr glücklich, in der Lage zu sein, zu berichten, dass wir in unseren Expansionsbemühungen auf verschiedenen Frontseiten durch das erste Viertel von 2008 extrem erfolgreich gewesen sind. Bis jetzt hat unsere Liste von Vollendungen sogar unsere optimistischsten Projektionen überstiegen, und wir haben einige Meilensteine erreicht und umfaßt: -- Experte wurde eine Aktiengesellschaft und trug die Kapitalmärkte ein. -- Expertengruppe verfestigte sich seine Grundlage der Sachkenntnis durch Additionstaste Mitglieder zu seinem Führungsteam. -- Wir haben im Wesentlichen unsere Kapazitäten vergrößert, indem wir uns erhöhten Zahl der Vermittler und der Kreditsachbearbeiter durch 85%. -- Expertengruppe startete die sachverständige Gutschrift-Verlegenheit USA, entworfen, um anzubieten erfinderische Gutschriftreparaturdienstleistungen. -- Wir unterzeichneten vor kurzem mit dem nation' größtes s 3. leben Bleiversorger. -- Expertengruppe nahm an einem Risiko teil, um vernünftiges/landesweites zu vermarkten gerichtliche Verfallserklärungen im Südflorida-Markt. Kurz gesagt sind wir über unsere Erfolge bis jetzt ekstatisch, und wir sind was unsere Aussichten betrifft extrem optimistisch, die vorwärts gehen. Wir bilden jed Anstrengung, nach dem Momentum dieses ersten Viertels zu errichten und fortzufahren, unsere Wachstumstrategie durch den Rest von 2008 konkurrenzfähig einzuführen und jenseits, möchten wir unseren loyalen Aktionären für ihre Unterstützung danken, während wir diese folgende Phase unseres Geschäfts erreichen.
Robert Rico, CEO
IAF -
http://www.projectliberty.org/content/download/...28869/file/liberty-
identity-assurance-framework-v1.1.pdf
(Due to the length of this URL, it may be necessary to copy and paste this
hyperlink into your Internet browser's URL address field. Remove the space if
one exists.)
IGF -
http://www.projectliberty.org/liberty/...ter/specifications/igf_1_0_s
pecs
(Due to the length of this URL, it may be necessary to copy and paste this
hyperlink into your Internet browser's URL address field. Remove the space if
one exists.)
"Identity assurance makes user authentication meaningful. Without it, there is too much risk that the authentication has been compromised," said Mark Diodati, senior analyst, Identity and Privacy Strategies, Burton Group. "Standards-based identity assurance definitions and attestation functions are particularly important for scalable federation environments, because organizations need a way to ensure that their partners' identity assurance processes are commensurate with the security needs of the application."
About Liberty Alliance
Liberty Alliance is the only global identity community with a membership base that includes technology vendors, consumer service providers and educational and government organizations working together to build a more trust-worthy internet by addressing the technology, policy and privacy aspects of digital identity management. Liberty Alliance is also the only identity organization with a history of testing vendor products for true interoperability of identity specifications. Nearly 80 products and identity solutions from vendors around the world have now passed Liberty Interoperable(TM) testing. Liberty Alliance works with identity organizations worldwide to ensure all voices are included in the global identity discussion and regularly holds and participates in public events designed to advance the harmonization and interoperability of CardSpace, Liberty SAML 2.0 Federation, Liberty Web Services, OpenID and WS-* specifications. More information about Liberty Alliance as well as information about how to join many of its public groups and mail lists is available at http://www.projectliberty.org .
Monday, July 07 2008 9:18 AM, EST Expert Group Inc. (EXPT) Finalizes Negotiations to Acquire 100% of the Shares of Bache Leasing Inc. Market Wire "US Press Releases "
MIAMI, FL -- (MARKET WIRE) -- 07/07/08 -- Expert Group Inc. (PINKSHEETS: EXPT) announces today that the company has come to an agreement and has entered into a letter of agreement to acquire Bache Auto Sales & Leasing Inc.
About Bache Auto Sales and Leasing Inc.
BACHE Auto Sales & Leasing, Inc. offers a wide variety of financing and leasing options on both new and used automobiles. The company's Finance Specialist works through all major Banks, Credit Unions, and Lease Providers. The company's goal is to provide its customer the quickest and easiest transaction with the lowest interest rate possible.
Founded in 1983, BACHE AUTO SALES & LEASING, INC., is a licensed and bonded, Luxury, Ultra Luxury and Exotic Auto Sales and Leasing Company . Operating in North Miami, Florida , offering a full range of client's services, with a focus on expert guidance and care. The company is committed to providing a personalized and enjoyable automobile acquisition experience through its full understanding of each client desires and needs.
Robert Rico, EXPT C.E.O, stated, "For over 24 years Bache has been offering the best Lease and Financing programs available in the automobile industry as well as the most reliable inventory of new and pre-owned Automobiles. The companies had Gross sales of 20 million annually for the calendar year of 2007. As part of the agreement Expert can retain Mr. Pearl Bache Founder for 2 years as a consultant. Since inception the company has generated sales north of 150 Million. We are delighted to welcome Bache to The EXPERT FAMILY."
Please visit our website at http://www.expertfinancing.net
http://www.bache4cars.com
http://www.expertcreditfixusa.com
ABOUT EXPERT GROUP, INC.
Expert Group Inc. is a diversified financial service company, which markets a variety of financial products and services through Expert Financing & Investments, Expert Group Title Services, Expert Credit Fix U.S.A. and Bache Leasing Inc. Expert is licensed by the department of Financial Regulations and a member of FAMB, and since inception Expert has originated over 100 million in real estate loans and over 150 million in Automobile Leases and Sales.
ABOUT EXPERT FINANCING
Expert financing offers up to date loan programs tailored to fit all borrowers' needs. The company specializes in Fannie Mae, Freddie Mac, FHA, conventional and non-conventional loans, jumbo loans, no income verification loans, commercial loans, small business debenture loans, foreign national loans, construction loans for residential and commercial purposes from re-habilitation projects to new construction; the company also offers loans for purchases, refinances, home equity line of credit and line of credit for commercial property. At Expert Financing an Expert Loan Officer can help you in finding the best Loan for your needs. Our group of professional loan experts speaks your language, including, Spanish, Russian, Portuguese, French, Italian, Hebrew and Creole.
ABOUT EXPERT CREDIT FIX U.S.A.
Expert Credit Fix U.S.A is ahead of the game, assisting borrowers with less then perfect credit to fulfill their dream of home ownership. The company offers different levels of credit restoration service to best fit each borrower needs. The service packages are tailored to service borrower with minor credit issues like excess inquiries to more challenging credit issues like bankruptcies or even foreclosures. Expert Credit Fix U.S.A. will help borrowers to restore their credit to a level where lenders will grant them credit and at a low interest rate.
ABOUT BACHE AUTO SALES & LEASING INC.
BACHE Auto Sales & Leasing, Inc. offers a wide variety of financing and leasing options on both new and used automobiles. The company's Finance Specialist works through all major Banks, Credit Unions, and Lease Providers. The company's goal is to provide its customer the quickest and easiest transaction with the lowest interest rate possible.
Founded in 1983, BACHE AUTO SALES & LEASING, INC., is a licensed and bonded, Luxury, Ultra Luxury and Exotic Auto Sales and Leasing Company . Operating in North Miami, Florida , offering a full range of client's services, with a focus on expert guidance and care. The company is committed to providing a personalized and enjoyable automobile acquisition experience through its full understanding of each client desires and needs.
Certain statements in this release and the attached corporate profile that are not historical facts are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements may be identified by the use of words such as "anticipate," "believe," "expect," "future," "may," "will," "would," "should," "plan," "projected," "intend," and similar expressions. Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual results, performance or achievements of the Company to be materially different from those expressed or implied by such forward-looking statements. The Company's future operating results are dependent upon many factors, including but not limited to the Company's ability to: (I) obtain sufficient capital or a strategic business arrangement to fund its expansion plans; (ii) build the management and human resources and infrastructure necessary to support the growth of its business; (iii) competitive factors and developments beyond the Company's control; and (iv) other risk factors.
CONTACT INFO
Robert Rico
Robert@expertfinacing.net
305-949-LOAN
Optionen
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http://www.expertcreditfixusa.com
http://www.bache4cars.com
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Leser des Artikels: 47
Washington - Die Lage am US-Immobilienmarkt hat sich im Juni unerwartet aufgehellt. Die Zahl der Wohnbaubeginne stieg aufs Jahr hochgerechnet um 9,1 Prozent auf 1,066 Millionen, wie das Handelsministerium am Donnerstag mitteilte. Volkswirte hatten dagegen mit einem Rückgang auf 0,960 Millionen gerechnet. Für Mai wurde die Zahl der Wohnbaubeginne auf 0,977 Millionen von den ursprünglich gemeldeten 0,975 Millionen heraufgesetzt.
Die Zahl der Baugenehmigungen für Eigenheime stieg um 11,6 Prozent. Danach lag die Zahl der genehmigten Anträge aufs Jahr hochgerechnet bei 1,091 Millionen. Die Zahl ist ein Barometer für den zukünftigen Häuserbau und lag deutlich höher als von Volkswirten mit 0,960 Millionen erwartet.
Optionen
| Boardmail an "InvestorTrader" |
Wertpapier: Nasdaq 100 |
Tuesday September 2, 8:30 am ET
New Hires Have Produced More Than $18 Million in Loans
MIAMI, FL--(MARKET WIRE)--Sep 2, 2008 -- Expert Group, Inc. (Other OTC:EXPT.PK - News) is pleased to announce that the Company has added three veteran loan originators to its growing staff in the Miami region. The new members solidify its current staff as it extends its outreach with the goal of employing 200 full-time loan originators. Expert Group is in the process of expanding and will be opening more locations in South Florida in the near future.
ADVERTISEMENT
Expert Group welcomes Mutari Madden, who brings five years of experience as a mortgage team leader with more than $10 million in production. Antonio Saavedra brings years of experience as a loan originator in South Florida with more than $8 million in loans. Dave Smith comes to Expert with a background as a financial advisor with more than a decade of experience. Each is expected to assist the Company in its efforts to become the foremost source for lending and credit repair in the greater Miami area.
About Expert Group, Inc.:
Expert Group, Inc. is a diversified financial service company, which markets a variety of financial products and services through Expert Financing & Investments, Expert Group Title Services and Expert Credit Fix U.S.A. Expert is licensed by the Department of Financial Regulations and a member of FAMB, and since inception, has originated over $100 million in real estate loans.
About Expert Financing:
Expert financing offers up-to-date loan programs tailored to all borrowers' needs. It specializes in Fannie Mae, Freddie Mac, FHA, conventional and non-conventional loans of all sizes, including commercial, foreign national and construction loans. The company also offers loans for purchases, refinances and line of credit for home equity and commercial property. Expert Loan Officers find the best loan for customers' needs, and includes professional loan experts that speak Spanish, Russian, Portuguese, French, Italian, Hebrew and Creole.
About Expert Credit Fix U.S.A.:
Expert Credit Fix U.S.A is ahead of the game, assisting borrowers with less than perfect credit to fulfill their dream of home ownership. The company offers different levels of credit restoration tailored to service borrowers with minor credit issues like excess inquiries to more challenging credit issues such as bankruptcies or even foreclosures. Expert Credit Fix U.S.A. will help borrowers restore their credit to a level where lenders will grant them credit and at a low interest rate.
Certain statements in this release and the attached corporate profile that are not historical facts are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements may be identified by the use of words such as "anticipate," "believe," "expect," "future," "may," "will," "would," "should," "plan," "projected," "intend," and similar expressions. Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual results, performance or achievements of the Company to be materially different from those expressed or implied by such forward-looking statements. The Company's future operating results are dependent upon many factors, including but not limited to the Company's ability to: (I) obtain sufficient capital or a strategic business arrangement to fund its expansion plans; (ii) build the management and human resources and infrastructure necessary to support the growth of its business; (iii) competitive factors and developments beyond the Company's control; and (iv) other risk factors.
Contact:
Contact:
Expert Group, Inc.
http://www.ExpertFinancing.net
http://www.ExpertCreditFixUsa.com
Or call:
Investor Relations
1-866-THE-APPL(E rel="nofollow">
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Expert Group, Inc. behält GreenTree Financial Group Inc. an up-Liste an die NASDAQ OTC Bulletin Board
Wednesday July 9, 9:00 am ET
Mittwoch 9. Juli, 9:00 Uhr ET
MIAMI, FL--(MARKET WIRE)--Jul 9, 2008 -- Expert Group, Inc. (Other OTC: EXPT.PK - News ) is proud to announce that GreenTree Financial Group Inc. ("GreenTree") will be filing and preparing all documentation to become a fully reporting NASDAQ Bulletin Board Company.
MIAMI, FL - (MARKET WIRE) - August 9, 2008 - Expert Group, Inc. (Other OTC: EXPT.PK - News) ist stolz ankündigen zu können, dass GreenTree Financial Group Inc. ( "GreenTree") wird die Einreichung Vorbereitung und alle Unterlagen zu einem voll Berichterstattung NASDAQ Bulletin Board Company.
Already a Pinksheet reporting company, EXPT feels it is time to up-list, to be able to attract the investment capital the company will be seeking to expand its business.
Bereits Pinksheet berichtenden Unternehmens, EXPT hält es an der Zeit ist, bis hin Liste zu können, ziehen die Investitionen Kapital der Gesellschaft wird um den Ausbau ihres Geschäfts.
"GreenTree" is a financial consulting firm whose principals have over 20 years of experience as accountants in the securities industries.
"GreenTree" ist eine finanzielle Beratungsfirma, deren Prinzipien haben über 20 Jahre Erfahrung als Buchhalter in die Wertpapiere Branchen.
www.gtfinancial.com
www.gtfinancial.com
CEO Robert Rico states, "Becoming a NASDAQ listed company is something we always planned. With our financial audits for the FHA already completed, this speeds the process of preparing the necessary filings."
CEO Robert Rico Staaten, "Becoming a NASDAQ börsennotierten Gesellschaft ist etwas, was wir immer geplant. Mit unserem Finanz-Audits für die FHA bereits abgeschlossen, dies beschleunigt den Prozess der Vorbereitung der notwendigen Anmeldungen."
"GreenTree" will assist us with their specialized services in the department of filing form 10 SB, and they will also help us to file other needed documents to not only become reporting, but to stay adequately reporting quarter after quarter.
"GreenTree" wird uns helfen, mit ihren spezialisierten Dienstleistungen in der Abteilung der Anmeldung Form 10 SB, und sie werden auch dazu beitragen, uns auf andere Datei benötigt, um Dokumente werden nicht nur Berichterstattung, sondern bleiben angemessenen Berichterstattung Quartal nach Quartal.
Please visit our websites at: http://www.expertfinancing.net http://www.expertcreditfixusa.com http://www.bache4cars.com
Bitte besuchen Sie unsere Webseiten unter: http://www.expertfinancing.net http://www.expertcreditfixusa.com http://www.bache4cars.com
ABOUT EXPERT GROUP, INC.
ÜBER Expert Group, Inc.
Expert Group, Inc. is a diversified financial service company, which markets a variety of financial products and services through Expert Financing & Investments, Expert Group Title Services and Expert Credit Fix USA Expert is licensed by the department of Financial Regulations and a member of FAMB, and since inception Expert has originated over 100 million in real estate loans.
Expert Group, Inc. ist ein diversifiziertes Finanzdienstleistungsunternehmen Unternehmen, die Märkte eine Vielzahl von Finanzprodukten und-dienstleistungen durch Experten-Finanzierung & Investments, Expertengruppe Titel Expert Services und Credit Fix USA Expert ist lizenziert von der Abteilung für Finanz-Verordnungen und ein Mitglied der FAMB , Und seit Auflegung Experten hat ihren Ursprung über 100 Millionen in Immobilien-Darlehen.
ABOUT EXPERT FINANCING
Experte zum Thema Finanzierung
Expert financing offers up to date loan programs tailored to fit all borrowers' needs.
Experten-Finanzierung bietet up-to-date Darlehens-Programme zugeschnitten auf passen alle Kreditnehmer gerecht zu werden.
The company specializes in Fannie Mae, Freddie Mac, FHA, conventional and non-conventional loans, jumbo loans, no income verification loans, commercial loans, small business debenture loans, foreign national loans, construction loans for residential and commercial purposes from re-habilitation projects to new construction; the company also offers loans for purchases, refinances, home equity line of credit and line of credit for commercial property.
Das Unternehmen spezialisiert sich auf die Fannie Mae, Freddie Mac, FHA, konventionelle und nicht konventionelle Darlehen, Jumbo-Darlehen, kein Einkommen Überprüfung Darlehen, gewerbliche Kredite, Small business Anleihen, Darlehen ausländischer Staatsangehöriger, Bau-Darlehen für private und kommerzielle Zwecke von Re-Habilitation Projekte Neubau; Das Unternehmen bietet auch Darlehen für Anschaffungen, refinanziert, Home Equity Kreditlinie und Kreditlinie für den gewerblichen Eigentums.
At Expert Financing an Expert Loan Officer can help you in finding the best Loan for your needs.
Auf Expertenebene Finanzierung einer Experten-Loan Officer helfen Ihnen bei der Suche nach der besten Kreditprodukte für Ihre Bedürfnisse.
Our group of professional loan experts speak your language, including, English, Spanish, Russian, Portuguese, French, Italian, Hebrew and Creole.
Unsere Gruppe von professionellen Darlehen Experten sprechen Ihre Sprache, darunter Deutsch, Englisch, Spanisch, Russisch, Portugiesisch, Französisch, Italienisch, Hebräisch und Kreolisch.
ABOUT EXPERT CREDIT FIX USA
Experte zum Thema Kredit-FIX USA
Expert Credit Fix USA is ahead of the game, assisting borrowers with less then perfect credit to fulfill their dream of home ownership.
Experten der Credit Fix USA ist vor dem Spiel, Unterstützung der Kreditnehmer mit weniger als perfekt Kredit zu erfüllen ihren Traum vom Eigenheim.
The company offers different levels of credit restoration service to best fit each borrower needs.
Das Unternehmen bietet verschiedene Ebenen des Kredits Restaurierung Service für beste Passform jeder Kreditnehmer muss.
The service packages are tailored to service borrowers with minor credit issues like excess inquiries to more challenging credit issues like bankruptcies or even foreclosures.
Die Service-Pakete sind auf Service Kreditnehmer mit geringfügigen Kredit über Themen wie Untersuchungen an mehr herausfordernde Fragen wie Kredit-Konkursen oder sogar foreclosures.
Expert Credit Fix USA will help borrowers to restore their credit to a level where lenders will grant them credit and at a low interest rate.
Experten der Credit Fix USA wird dazu beitragen, dass Kreditnehmer ihre Kredite wieder auf ein Niveau, wo Kreditgeber wird ihnen die Kredit-und auf einem niedrigen Zinssatz.
ABOUT BACHE AUTO SALES & LEASING, INC.
ÜBER BACHE Auto Sales & Leasing, Inc.
BACHE Auto Sales & Leasing, Inc. offers a wide variety of financing and leasing options on both new and used automobiles.
BACHE Auto Sales & Leasing, Inc. bietet eine Vielzahl von Finanzierungs-und Leasing-Optionen auf beiden neuen und gebrauchten Autos.
The company Finance Specialist works through all major Banks, Credit Unions, and Lease Providers.
Die Gesellschaft Finance Spezialist arbeitet mit allen großen Banken, Kreditgenossenschaften, und Lease-Anbieter.
The company's goal is to provide its customer the quickest and easiest transaction with the lowest interest rate possible.
Das Unternehmen hat sich zum Ziel besteht darin, seinem Kunden die schnellste und einfachste Transaktion mit dem niedrigsten Zinssatz möglich.
Founded in 1983, BACHE AUTO SALES & LEASING, INC. is a licensed and bonded, Luxury, Ultra Luxury and Exotic Auto Sales and Leasing Company.
Founded in 1983, BACHE Auto Sales & LEASING, Inc. ist ein lizenzierter und Schuldknechtschaft, Luxus, Ultra Luxus und exotischen Auto Vertrieb und Leasing Company.
Operating in North Miami, Florida, offering a full range of client's services with a focus on expert guidance and care, the company is committed to providing a personalized and enjoyable automobile acquisition experience through its full understanding of each client desires and needs.
Betrieb in North Miami, Florida, bietet eine vollständige Palette von Client-Services mit dem Fokus auf fachkundiger Anleitung und Betreuung ist das Unternehmen verpflichtet, eine persönliche und angenehme Erfahrung Automobil-Erwerb durch seine volle Verständnis der einzelnen Client-Wünsche und Bedürfnisse.
Certain statements in this release and the attached corporate profile that are not historical facts are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995.
Bestimmte Aussagen in dieser Pressemitteilung und den beigefügten firmenportrait, die keine historischen Tatsachen sind "vorausschauende Aussagen" im Sinne des Private Securities Litigation Reform Act "von 1995.
Such statements may be identified by the use of words such as "anticipate," "believe," "expect," "future," "may," "will," "would," "should," "plan," "projected," "intend," and similar expressions.
Solche zukunftsgerichteten Aussagen sind erkennbar durch die Verwendung von Wörtern wie "antizipieren", "glauben", "erwarten", "Zukunft", "können", "werden", "würde", "sollten", "planen", "projiziert "," Beabsichtigen "und ähnliche Ausdrücke.
Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual results, performance or achievements of the Company to be materially different from those expressed or implied by such forward-looking statements.
Solche vorausschauenden Aussagen beinhalten bekannte und unbekannte Risiken, Ungewissheiten und andere Faktoren können dazu führen, dass die tatsächlichen Ergebnisse, Leistungen oder Errungenschaften des Unternehmens sich materiell unterscheiden sich von denen ausdrücklich oder konkludent durch solche vorausschauenden Aussagen.
The Company's future operating results are dependent upon many factors, including but not limited to the Company's ability to: (I) obtain sufficient capital or a strategic business arrangement to fund its expansion plans; (ii) build the management and human resources and infrastructure necessary to support the growth of its business; (iii) competitive factors and developments beyond the Company's control; and (iv) other risk factors.
Die Zukunft des Unternehmens operativen Ergebnisse sind abhängig von vielen Faktoren ab, einschließlich, aber nicht beschränkt auf die Unternehmen in der Lage ist: (I) erhalten ausreichendes Kapital oder eine strategische Geschäftsfeld Vereinbarung zur Finanzierung seiner Expansion plant, (ii) Aufbau der Verwaltung und der menschlichen Ressourcen und Infrastruktur erforderlich unterstützen das Wachstum ihrer Geschäfte, (iii) Wettbewerbsfaktoren und Entwicklungen außerhalb des Einflussbereichs des Unternehmens, und (iv) andere Risikofaktoren.
Contact:
Kontakt:
CONTACT INFO: Robert Rico Robert@expertfinancing.net 305-949-LOAN
Contact Info: Robert Rico Robert@expertfinancing.net 305-949-VERLEIH
Source: Expert Group
Quelle: Expert Group
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